STANFORD
Federal • Palo Alto, California • Est. 1959
Quick Facts
- Charter Number
- #13392
- Type
- Federal
- Established
- 1959
- Headquarters
- Palo Alto, California 94303-3335
- Address
- 1860 Embarcadero Rd
- Branches
- 6
- ATMs
- 6
- Members
- 95,462
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
95,462 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STANFORD |
|---|---|
| Total Assets | $4.8B |
| Members | 95,462 |
| Loans Outstanding | $3.4B |
| Shares & Deposits | $3.7B |
| Net Worth | $508.5M |
| Net Worth Ratio | 10.59% |
| Loan-to-Share Ratio | 92.8% |
| Delinquency Rate | 0.15% |
| Net Income | +$11,297,516 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Corporate Office
Main Office1860 Embarcadero Rd
Palo Alto, CA 94303-3335
Pampas Lane
694 Pampas Ln
Stanford, CA 94305
Tresidder Center
459 Lagunita Dr
Stanford, CA 94305
Medical Center
300 Pasteur Dr
Stanford, CA 94305
University Ave
525 University Ave
Palo Alto, CA 94301
Who Can Join STANFORD?
Membership Type: Community
Membership eligibility for STANFORD may vary. Contact the credit union directly to confirm qualification requirements.
Contact STANFORD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
STANFORD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, STANFORD has 95,462 members and a potential membership field of 1,344,353 people.
STANFORD's reported net worth ratio is 10.59% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
STANFORD operates 6 branch locations and has access to 6 ATMs. The main office is located at 1860 Embarcadero Rd, Palo Alto, CA 94303-3335.
STANFORD was established in 1959. It is a federal credit union chartered under charter number 13392. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or STANFORD. All financial data is for informational purposes only.