STANFORD
Federal • Palo Alto, California • Est. 1959
Quick Facts
- Charter Number
- #13392
- Type
- Federal
- Established
- 1959
- Headquarters
- Palo Alto, California 94303-3335
- Address
- 1860 Embarcadero Road
- Branches
- 6
- ATMs
- 6
- Members
- 94,752
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
94,752 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STANFORD |
|---|---|
| Total Assets | $4.7B |
| Members | 94,752 |
| Loans Outstanding | $3.4B |
| Shares & Deposits | $3.6B |
| Net Worth | $497.3M |
| Net Worth Ratio | 10.67% |
| Loan-to-Share Ratio | 95.2% |
| Delinquency Rate | 0.21% |
| Net Income | +$47,165,503 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Corporate Office
Main Office1860 Embarcadero Rd
Palo Alto, CA 94303-3335
Pampas Lane
694 Pampas Ln
Stanford, CA 94305
Tresidder Center
459 Lagunita Dr
Stanford, CA 94305
Medical Center
300 Pasteur Dr
Stanford, CA 94305
University Ave
525 University Ave
Palo Alto, CA 94301
Who Can Join STANFORD?
Membership Type: Community
Membership eligibility for STANFORD may vary. Contact the credit union directly to confirm qualification requirements.
Contact STANFORD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. STANFORD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, STANFORD has 94,752 members and a potential membership field of 1,344,353 people.
STANFORD's net worth ratio is 10.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, STANFORD meets this threshold.
STANFORD operates 6 branch locations and has access to 6 ATMs. The main office is located at 1860 Embarcadero Rd, Palo Alto, CA 94303-3335.
STANFORD was established in 1959. It is a federal credit union chartered under charter number 13392. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or STANFORD. All financial data is for informational purposes only.