STATE CS EMPLOYEES
Federal • Watertown, New York • Est. 1964
Quick Facts
- Charter Number
- #16207
- Type
- Federal
- Established
- 1964
- Headquarters
- Watertown, New York 13601
- Address
- Dulles State Office Building
- Branches
- 2
- ATMs
- 2
- Members
- 2,866
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,866 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STATE CS EMPLOYEES |
|---|---|
| Total Assets | $48.7M |
| Members | 2,866 |
| Loans Outstanding | $36.8M |
| Shares & Deposits | $44.1M |
| Net Worth | $4.4M |
| Net Worth Ratio | 9.01% |
| Loan-to-Share Ratio | 83.4% |
| Delinquency Rate | 0.54% |
| Net Income | +$116,848 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
MAIN OFFICE
Main OfficeDulles State Office Building
Watertown, NY 13601
BRANCH OFFICE
144 Eastern Boulevard
Watertown, NY 13601
Who Can Join STATE CS EMPLOYEES?
Membership Type: Community
Membership eligibility for STATE CS EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact STATE CS EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
STATE CS EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, STATE CS EMPLOYEES has 2,866 members and a potential membership field of 9,944 people.
STATE CS EMPLOYEES's reported net worth ratio is 9.01% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
STATE CS EMPLOYEES operates 2 branch locations and has access to 2 ATMs. The main office is located at Dulles State Office Building, Watertown, NY 13601.
STATE CS EMPLOYEES was established in 1964. It is a federal credit union chartered under charter number 16207. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or STATE CS EMPLOYEES. All financial data is for informational purposes only.