STEPPING STONES COMMUNITY
Federal • Wilmington, Delaware • Est. 2011
Quick Facts
- Charter Number
- #24845
- Type
- Federal
- Established
- 2011
- Headquarters
- Wilmington, Delaware 19801
- Address
- 603 N Church St
- Branches
- 1
- Members
- 2,759
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
2,759 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STEPPING STONES COMMUNITY |
|---|---|
| Total Assets | $7.7M |
| Members | 2,759 |
| Loans Outstanding | $1.1M |
| Shares & Deposits | $3.7M |
| Net Worth | $3.5M |
| Net Worth Ratio | 45.52% |
| Loan-to-Share Ratio | 28.9% |
| Delinquency Rate | 4.73% |
| Net Income | +$2,207,646 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Stepping Stones Community Federal Credit Union
Main Office603 N Church St
Wilmington, DE 19801
Who Can Join STEPPING STONES COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for STEPPING STONES COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact STEPPING STONES COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Delaware RankingsFrequently Asked Questions
Yes. STEPPING STONES COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, STEPPING STONES COMMUNITY has 2,759 members and a potential membership field of 70,000 people.
STEPPING STONES COMMUNITY's net worth ratio is 45.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 45.5%, STEPPING STONES COMMUNITY meets this threshold.
STEPPING STONES COMMUNITY operates 1 branch location. The main office is located at 603 N Church St, Wilmington, DE 19801.
STEPPING STONES COMMUNITY was established in 2011. It is a federal credit union chartered under charter number 24845. The institution has been serving members for 15 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or STEPPING STONES COMMUNITY. All financial data is for informational purposes only.