STERLING
Federal • Sterling, Colorado • Est. 1938
Quick Facts
- Charter Number
- #2840
- Type
- Federal
- Established
- 1938
- Headquarters
- Sterling, Colorado 80751
- Address
- 822 W Main St
- Branches
- 3
- ATMs
- 2
- Members
- 10,321
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,321 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STERLING |
|---|---|
| Total Assets | $246.9M |
| Members | 10,321 |
| Loans Outstanding | $89.5M |
| Shares & Deposits | $203.8M |
| Net Worth | $41.3M |
| Net Worth Ratio | 16.71% |
| Loan-to-Share Ratio | 43.9% |
| Delinquency Rate | 0.14% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Sterling Federal Credit Union
Main Office822 W Main St
Sterling, CO 80751
Fort Morgan Branch
709 E Railroad Ave
Fort Morgan, CO 80701
Haxtun Branch
229 N Colorado Ave
Haxtun, CO 80731
Who Can Join STERLING?
Membership Type: Other/Unknown
Membership eligibility for STERLING may vary. Contact the credit union directly to confirm qualification requirements.
Contact STERLING directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Colorado
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Colorado RankingsFrequently Asked Questions
STERLING is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, STERLING has 10,321 members and a potential membership field of 55,450 people.
STERLING's reported net worth ratio is 16.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
STERLING operates 3 branch locations and has access to 2 ATMs. The main office is located at 822 W Main St, Sterling, CO 80751.
STERLING was established in 1938. It is a federal credit union chartered under charter number 2840. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or STERLING. All financial data is for informational purposes only.