STEUBEN CITIZENS
Federal • Bath, New York • Est. 1949
Quick Facts
- Charter Number
- #6225
- Type
- Federal
- Established
- 1949
- Headquarters
- Bath, New York 14810-1634
- Address
- 2 Wilson Ave
- Branches
- 3
- ATMs
- 1
- Members
- 2,575
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,575 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STEUBEN CITIZENS |
|---|---|
| Total Assets | $35.8M |
| Members | 2,575 |
| Loans Outstanding | $9.2M |
| Shares & Deposits | $30.5M |
| Net Worth | $4.4M |
| Net Worth Ratio | 12.22% |
| Loan-to-Share Ratio | 30.1% |
| Delinquency Rate | 0.18% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Steuben Citizens Federal Credit Union
Main Office2 Wilson Ave
Bath, NY 14810-1634
Fiserv Portico
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Fiserv Portico
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Who Can Join STEUBEN CITIZENS?
Membership Type: Other/Unknown
Membership eligibility for STEUBEN CITIZENS may vary. Contact the credit union directly to confirm qualification requirements.
Contact STEUBEN CITIZENS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
STEUBEN CITIZENS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, STEUBEN CITIZENS has 2,575 members and a potential membership field of 7,725 people.
STEUBEN CITIZENS's reported net worth ratio is 12.22% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
STEUBEN CITIZENS operates 3 branch locations and has access to 1 ATMs. The main office is located at 2 Wilson Ave, Bath, NY 14810-1634.
STEUBEN CITIZENS was established in 1949. It is a federal credit union chartered under charter number 6225. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or STEUBEN CITIZENS. All financial data is for informational purposes only.