STONEHAM MUNICIPAL EMPLOYEES
Federal • Stoneham, Massachusetts • Est. 1963
Quick Facts
- Charter Number
- #15393
- Type
- Federal
- Established
- 1963
- Headquarters
- Stoneham, Massachusetts 02180-2048
- Address
- 40 Pine St
- Branches
- 4
- Members
- 4,153
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
4,153 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STONEHAM MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $70.2M |
| Members | 4,153 |
| Loans Outstanding | $19.3M |
| Shares & Deposits | $58.5M |
| Net Worth | $10.4M |
| Net Worth Ratio | 14.74% |
| Loan-to-Share Ratio | 33.0% |
| Delinquency Rate | 1.77% |
| Net Income | +$762,288 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations
Main Branch
Main Office40 Pine St
Stoneham, MA 02180-2048
Disaster Recovery
200 Jefferson RD
Wilmington, MA 01887-1963
Branch
47 Tuttle St
Wakefield, MA 01880
Branch
218 Ash St
Reading, MA 01867-3623
Who Can Join STONEHAM MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for STONEHAM MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact STONEHAM MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. STONEHAM MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, STONEHAM MUNICIPAL EMPLOYEES has 4,153 members and a potential membership field of 11,000 people.
STONEHAM MUNICIPAL EMPLOYEES's net worth ratio is 14.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.7%, STONEHAM MUNICIPAL EMPLOYEES meets this threshold.
STONEHAM MUNICIPAL EMPLOYEES operates 4 branch locations. The main office is located at 40 Pine St, Stoneham, MA 02180-2048.
STONEHAM MUNICIPAL EMPLOYEES was established in 1963. It is a federal credit union chartered under charter number 15393. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or STONEHAM MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.