STONEHAM MUNICIPAL EMPLOYEES
Federal • Stoneham, Massachusetts • Est. 1963
Quick Facts
- Charter Number
- #15393
- Type
- Federal
- Established
- 1963
- Headquarters
- Stoneham, Massachusetts 02180-2048
- Address
- 40 Pine St
- Branches
- 4
- Members
- 4,143
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,143 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STONEHAM MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $70.4M |
| Members | 4,143 |
| Loans Outstanding | $19.0M |
| Shares & Deposits | $58.6M |
| Net Worth | $10.5M |
| Net Worth Ratio | 14.93% |
| Loan-to-Share Ratio | 32.5% |
| Delinquency Rate | 1.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations
Main Branch
Main Office40 Pine St
Stoneham, MA 02180-2048
Disaster Recovery
200 Jefferson RD
Wilmington, MA 01887-1963
Branch
47 Tuttle St
Wakefield, MA 01880
Branch
218 Ash St
Reading, MA 01867-3623
Who Can Join STONEHAM MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for STONEHAM MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact STONEHAM MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
STONEHAM MUNICIPAL EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, STONEHAM MUNICIPAL EMPLOYEES has 4,143 members and a potential membership field of 11,000 people.
STONEHAM MUNICIPAL EMPLOYEES's reported net worth ratio is 14.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
STONEHAM MUNICIPAL EMPLOYEES operates 4 branch locations. The main office is located at 40 Pine St, Stoneham, MA 02180-2048.
STONEHAM MUNICIPAL EMPLOYEES was established in 1963. It is a federal credit union chartered under charter number 15393. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or STONEHAM MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.