STRATA
Federal • Bakersfield, California • Est. 1949
Quick Facts
- Charter Number
- #6032
- Type
- Federal
- Established
- 1949
- Headquarters
- Bakersfield, California 93301-5102
- Address
- 1717 Truxtun Ave
- Branches
- 4
- ATMs
- 4
- Members
- 24,469
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
24,469 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | STRATA |
|---|---|
| Total Assets | $346.0M |
| Members | 24,469 |
| Loans Outstanding | $250.6M |
| Shares & Deposits | $293.9M |
| Net Worth | $48.3M |
| Net Worth Ratio | 13.96% |
| Loan-to-Share Ratio | 85.3% |
| Delinquency Rate | 0.31% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Branch 1 Main Branch
Main Office1717 Truxtun Ave
Bakersfield, CA 93301-5102
Branch 50 - Riverlakes
4180 Coffee Rd
Bakersfield, CA 93308
Branch 2-Panama
1535 Panama Ln
Bakersfield, CA 93307-5680
Branch 4 - Wasco
2830 CA-46
Wasco, CA 93280
Who Can Join STRATA?
Membership Type: Community
Membership eligibility for STRATA may vary. Contact the credit union directly to confirm qualification requirements.
Contact STRATA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
STRATA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, STRATA has 24,469 members and a potential membership field of 400,000 people.
STRATA's reported net worth ratio is 13.96% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
STRATA operates 4 branch locations and has access to 4 ATMs. The main office is located at 1717 Truxtun Ave, Bakersfield, CA 93301-5102.
STRATA was established in 1949. It is a federal credit union chartered under charter number 6032. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or STRATA. All financial data is for informational purposes only.