SUMMIT HAMPTON ROADS
Federal • Norfolk, Virginia • Est. 1970
Quick Facts
- Charter Number
- #19973
- Type
- Federal
- Established
- 1970
- Headquarters
- Norfolk, Virginia 23505
- Address
- P O Box 9609
- Branches
- 3
- ATMs
- 1
- Members
- 1,132
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,132 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SUMMIT HAMPTON ROADS |
|---|---|
| Total Assets | $8.0M |
| Members | 1,132 |
| Loans Outstanding | $4.7M |
| Shares & Deposits | $6.8M |
| Net Worth | $1.2M |
| Net Worth Ratio | 15.31% |
| Loan-to-Share Ratio | 69.8% |
| Delinquency Rate | 1.06% |
| Net Income | $-86,909 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Summit Hampton Roads FCU Main Office
Main Office3636 High St
Portsmouth, VA 23707
Co-op
3636 high st
portsmouth, VA 23707
RVA Financial
1700 Robin Hood Rd
Richmond, VA 23220
Who Can Join SUMMIT HAMPTON ROADS?
Membership Type: Community
Membership eligibility for SUMMIT HAMPTON ROADS may vary. Contact the credit union directly to confirm qualification requirements.
Contact SUMMIT HAMPTON ROADS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Browse all federally insured credit unions in Virginia, ranked by assets, members, and financial health score.
View Virginia RankingsFrequently Asked Questions
Yes. SUMMIT HAMPTON ROADS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SUMMIT HAMPTON ROADS has 1,132 members and a potential membership field of 3,500 people.
SUMMIT HAMPTON ROADS's net worth ratio is 15.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.3%, SUMMIT HAMPTON ROADS meets this threshold.
SUMMIT HAMPTON ROADS operates 3 branch locations and has access to 1 ATMs. The main office is located at 3636 High St, Portsmouth, VA 23707.
SUMMIT HAMPTON ROADS was established in 1970. It is a federal credit union chartered under charter number 19973. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SUMMIT HAMPTON ROADS. All financial data is for informational purposes only.