SUNY FREDONIA
Federal • FREDONIA, New York • Est. 1974
Quick Facts
- Charter Number
- #21851
- Type
- Federal
- Established
- 1974
- Headquarters
- FREDONIA, New York 14063-1127
- Address
- 280 CENTRAL AVE, G139 WILLIAMS CENT
- Branches
- 1
- Members
- 3,349
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,349 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SUNY FREDONIA |
|---|---|
| Total Assets | $46.0M |
| Members | 3,349 |
| Loans Outstanding | $16.4M |
| Shares & Deposits | $37.6M |
| Net Worth | $8.4M |
| Net Worth Ratio | 18.26% |
| Loan-to-Share Ratio | 43.8% |
| Delinquency Rate | 0.39% |
| Net Income | +$1,350,804 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
SUNY FREDONIA FCU
Main Office280 CENTRAL AVE
FREDONIA, NY 14063-1127
Who Can Join SUNY FREDONIA?
Membership Type: Community
Membership eligibility for SUNY FREDONIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact SUNY FREDONIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Browse all federally insured credit unions in New York, ranked by assets, members, and financial health score.
View New York RankingsFrequently Asked Questions
Yes. SUNY FREDONIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SUNY FREDONIA has 3,349 members and a potential membership field of 5,000 people.
SUNY FREDONIA's net worth ratio is 18.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.3%, SUNY FREDONIA meets this threshold.
SUNY FREDONIA operates 1 branch location. The main office is located at 280 CENTRAL AVE, FREDONIA, NY 14063-1127.
SUNY FREDONIA was established in 1974. It is a federal credit union chartered under charter number 21851. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SUNY FREDONIA. All financial data is for informational purposes only.