TANDEM
Federal • Warren, Michigan • Est. 1941
Quick Facts
- Charter Number
- #4787
- Type
- Federal
- Established
- 1941
- Headquarters
- Warren, Michigan 48091-2903
- Address
- 21043 Mound Rd
- Branches
- 2
- Members
- 2,192
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,192 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TANDEM |
|---|---|
| Total Assets | $22.4M |
| Members | 2,192 |
| Loans Outstanding | $7.4M |
| Shares & Deposits | $19.0M |
| Net Worth | $3.7M |
| Net Worth Ratio | 16.31% |
| Loan-to-Share Ratio | 38.8% |
| Delinquency Rate | 2.57% |
| Net Income | $-44,199 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Tandem Federal Credit Union
Main Office21043 Mound Rd
Warren, MI 48091-2903
Michigan First Credit Union
27000 EVERGREEN RD
LATHRUP VILLAGE, MI 48076
Who Can Join TANDEM?
Membership Type: Other/Unknown
Membership eligibility for TANDEM may vary. Contact the credit union directly to confirm qualification requirements.
Contact TANDEM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. TANDEM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TANDEM has 2,192 members and a potential membership field of 235,282 people.
TANDEM's net worth ratio is 16.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.3%, TANDEM meets this threshold.
TANDEM operates 2 branch locations. The main office is located at 21043 Mound Rd, Warren, MI 48091-2903.
TANDEM was established in 1941. It is a federal credit union chartered under charter number 4787. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TANDEM. All financial data is for informational purposes only.