TEAM ONE
State-Chartered • Saginaw, Michigan • Est. 1935
Quick Facts
- Charter Number
- #62141
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Saginaw, Michigan 48607
- Address
- 520 HAYDEN ST
- Branches
- 12
- ATMs
- 12
- Members
- 46,852
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
46,852 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEAM ONE |
|---|---|
| Total Assets | $767.4M |
| Members | 46,852 |
| Loans Outstanding | $509.0M |
| Shares & Deposits | $683.7M |
| Net Worth | $74.3M |
| Net Worth Ratio | 9.69% |
| Loan-to-Share Ratio | 74.5% |
| Delinquency Rate | 0.68% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 12 ATMs
SAGINAW MAIN
Main Office520 HAYDEN ST
Saginaw, MI 48607
CARO
1130 CLEAVER RD
Caro, MI 48723
BAD AXE
499 BRICK ST
Bad Axe, MI 48413
SANDUSKY
625 S SANDUSKY RD
Sandusky, MI 48471
SAGINAW TOWNSHIP
4075 McCARTY RD
Saginaw, MI 48603
Who Can Join TEAM ONE?
Membership Type: Community
Membership eligibility for TEAM ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEAM ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
TEAM ONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TEAM ONE has 46,852 members and a potential membership field of 10,000,000 people.
TEAM ONE's reported net worth ratio is 9.69% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TEAM ONE operates 12 branch locations and has access to 12 ATMs. The main office is located at 520 HAYDEN ST, Saginaw, MI 48607.
TEAM ONE was established in 1935. It is a state-chartered credit union chartered under charter number 62141. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TEAM ONE. All financial data is for informational purposes only.