TEAM ONE
State-Chartered • SAGINAW, Michigan • Est. 1935
Quick Facts
- Charter Number
- #62141
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- SAGINAW, Michigan 48606
- Address
- 520 HAYDEN ST
- Branches
- 12
- ATMs
- 12
- Members
- 47,319
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
47,319 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TEAM ONE |
|---|---|
| Total Assets | $765.3M |
| Members | 47,319 |
| Loans Outstanding | $522.3M |
| Shares & Deposits | $682.6M |
| Net Worth | $72.6M |
| Net Worth Ratio | 9.49% |
| Loan-to-Share Ratio | 76.5% |
| Delinquency Rate | 0.64% |
| Net Income | +$7,660,423 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 12 ATMs
SAGINAW MAIN
Main Office520 HAYDEN ST
SAGINAW, MI 48607
CARO
1130 CLEAVER RD
CARO, MI 48723
BAD AXE
499 BRICK ST
BAD AXE, MI 48413
SANDUSKY
625 S SANDUSKY RD
SANDUSKY, MI 48471
SAGINAW TOWNSHIP
4075 McCARTY RD
SAGINAW, MI 48603
Who Can Join TEAM ONE?
Membership Type: Community
Membership eligibility for TEAM ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact TEAM ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. TEAM ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TEAM ONE has 47,319 members and a potential membership field of 10,000,000 people.
TEAM ONE's net worth ratio is 9.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, TEAM ONE meets this threshold.
TEAM ONE operates 12 branch locations and has access to 12 ATMs. The main office is located at 520 HAYDEN ST, SAGINAW, MI 48607.
TEAM ONE was established in 1935. It is a state-chartered credit union chartered under charter number 62141. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TEAM ONE. All financial data is for informational purposes only.