THE ANDOVERS
Federal • Andover, Massachusetts • Est. 1964
Quick Facts
- Charter Number
- #16067
- Type
- Federal
- Established
- 1964
- Headquarters
- Andover, Massachusetts 01810-3909
- Address
- 19C Lupine Rd
- Branches
- 2
- ATMs
- 2
- Members
- 2,152
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,152 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE ANDOVERS |
|---|---|
| Total Assets | $36.5M |
| Members | 2,152 |
| Loans Outstanding | $7.9M |
| Shares & Deposits | $31.7M |
| Net Worth | $4.8M |
| Net Worth Ratio | 13.06% |
| Loan-to-Share Ratio | 25.0% |
| Delinquency Rate | 1.16% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office19C Lupine Rd
Andover, MA 01810-3909
North Andover Location
91 1/2 Main St
North Andover, MA 01845
Who Can Join THE ANDOVERS?
Membership Type: Community
Membership eligibility for THE ANDOVERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE ANDOVERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
THE ANDOVERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE ANDOVERS has 2,152 members and a potential membership field of 4,000 people.
THE ANDOVERS's reported net worth ratio is 13.06% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE ANDOVERS operates 2 branch locations and has access to 2 ATMs. The main office is located at 19C Lupine Rd, Andover, MA 01810-3909.
THE ANDOVERS was established in 1964. It is a federal credit union chartered under charter number 16067. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE ANDOVERS. All financial data is for informational purposes only.