THE ANDOVERS
Federal • Andover, Massachusetts • Est. 1964
Quick Facts
- Charter Number
- #16067
- Type
- Federal
- Established
- 1964
- Headquarters
- Andover, Massachusetts 01810-3909
- Address
- 19C Lupine Rd
- Branches
- 2
- ATMs
- 2
- Members
- 2,167
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,167 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE ANDOVERS |
|---|---|
| Total Assets | $36.2M |
| Members | 2,167 |
| Loans Outstanding | $8.2M |
| Shares & Deposits | $31.5M |
| Net Worth | $4.7M |
| Net Worth Ratio | 12.94% |
| Loan-to-Share Ratio | 26.0% |
| Delinquency Rate | 0.98% |
| Net Income | +$289,070 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office19C Lupine Rd
Andover, MA 01810-3909
North Andover Location
91 1/2 Main St
North Andover, MA 01845
Who Can Join THE ANDOVERS?
Membership Type: Community
Membership eligibility for THE ANDOVERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE ANDOVERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Browse all federally insured credit unions in Massachusetts, ranked by assets, members, and financial health score.
View Massachusetts RankingsFrequently Asked Questions
Yes. THE ANDOVERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE ANDOVERS has 2,167 members and a potential membership field of 4,000 people.
THE ANDOVERS's net worth ratio is 12.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.9%, THE ANDOVERS meets this threshold.
THE ANDOVERS operates 2 branch locations and has access to 2 ATMs. The main office is located at 19C Lupine Rd, Andover, MA 01810-3909.
THE ANDOVERS was established in 1964. It is a federal credit union chartered under charter number 16067. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE ANDOVERS. All financial data is for informational purposes only.