THE FINEST
Federal • New York, New York • Est. 2015
Quick Facts
- Charter Number
- #24862
- Type
- Federal
- Established
- 2015
- Headquarters
- New York, New York 10038
- Address
- 215 Park Row, Suite 2
- Branches
- 1
- Members
- 12,125
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,125 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE FINEST |
|---|---|
| Total Assets | $34.5M |
| Members | 12,125 |
| Loans Outstanding | $29.4M |
| Shares & Deposits | $27.9M |
| Net Worth | $8.4M |
| Net Worth Ratio | 24.43% |
| Loan-to-Share Ratio | 105.5% |
| Delinquency Rate | 1.31% |
| Net Income | +$2,729,518 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Branch - Police Plaza
Main Office215 Park Row
New York, NY 10038
Who Can Join THE FINEST?
Membership Type: Community
Membership eligibility for THE FINEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE FINEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. THE FINEST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE FINEST has 12,125 members and a potential membership field of 100,000 people.
THE FINEST's net worth ratio is 24.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 24.4%, THE FINEST meets this threshold.
THE FINEST operates 1 branch location. The main office is located at 215 Park Row, New York, NY 10038.
THE FINEST was established in 2015. It is a federal credit union chartered under charter number 24862. The institution has been serving members for 11 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE FINEST. All financial data is for informational purposes only.