THE FINEST
Federal • New York, New York • Est. 2015
Quick Facts
- Charter Number
- #24862
- Type
- Federal
- Established
- 2015
- Headquarters
- New York, New York 10038
- Address
- 215 Park Row
- Branches
- 1
- Members
- 12,316
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,316 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE FINEST |
|---|---|
| Total Assets | $35.8M |
| Members | 12,316 |
| Loans Outstanding | $27.5M |
| Shares & Deposits | $27.6M |
| Net Worth | $8.5M |
| Net Worth Ratio | 23.82% |
| Loan-to-Share Ratio | 99.6% |
| Delinquency Rate | 1.96% |
| Net Income | +$96,653 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main Branch - Police Plaza
Main Office215 Park Row
New York, NY 10038
Who Can Join THE FINEST?
Membership Type: Community
Membership eligibility for THE FINEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE FINEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
THE FINEST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE FINEST has 12,316 members and a potential membership field of 100,000 people.
THE FINEST's reported net worth ratio is 23.82% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE FINEST operates 1 branch location. The main office is located at 215 Park Row, New York, NY 10038.
THE FINEST was established in 2015. It is a federal credit union chartered under charter number 24862. The institution has been serving members for 11 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE FINEST. All financial data is for informational purposes only.