THE FIRST FINANCIAL
Federal • Pasadena, California • Est. 1974
Quick Facts
- Charter Number
- #24875
- Type
- Federal
- Established
- 1974
- Headquarters
- Pasadena, California 91107-1560
- Address
- 2900 Bradley St
- Branches
- 8
- Members
- 32,947
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
32,947 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE FIRST FINANCIAL |
|---|---|
| Total Assets | $745.0M |
| Members | 32,947 |
| Loans Outstanding | $401.7M |
| Shares & Deposits | $713.3M |
| Net Worth | $51.5M |
| Net Worth Ratio | 6.92% |
| Loan-to-Share Ratio | 56.3% |
| Delinquency Rate | 0.64% |
| Net Income | +$1,041,659 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations
Financial Service Centers Cooperative, Inc.
2855 E Guasti RD STE 202
Ontario, CA 91761-1249
Montclair Branch
8750 Central Ave
Montclair, CA 91763-5100
West Covina Branch
2530 E Workman Ave
West Covina, CA 91791-1534
Redlands Branch
10080 Alabama ST STE A
Redlands, CA 92374-2072
Northridge Branch
19600 Plummer St Ste 400
Northridge, CA 91324
Who Can Join THE FIRST FINANCIAL?
Membership Type: Community
Membership eligibility for THE FIRST FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE FIRST FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. THE FIRST FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE FIRST FINANCIAL has 32,947 members and a potential membership field of 1,000,000 people.
THE FIRST FINANCIAL's net worth ratio is 6.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
THE FIRST FINANCIAL operates 8 branch locations. The main office is located at 2900 Bradley St, Pasadena, CA 91107-1560.
THE FIRST FINANCIAL was established in 1974. It is a federal credit union chartered under charter number 24875. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE FIRST FINANCIAL. All financial data is for informational purposes only.