THE FOCUS
Federal • Oklahoma City, Oklahoma • Est. 1955
Quick Facts
- Charter Number
- #10283
- Type
- Federal
- Established
- 1955
- Headquarters
- Oklahoma City, Oklahoma 73104
- Address
- 420 NE 10th St
- Branches
- 5
- ATMs
- 4
- Members
- 12,404
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,404 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE FOCUS |
|---|---|
| Total Assets | $159.3M |
| Members | 12,404 |
| Loans Outstanding | $122.6M |
| Shares & Deposits | $144.1M |
| Net Worth | $14.6M |
| Net Worth Ratio | 9.18% |
| Loan-to-Share Ratio | 85.1% |
| Delinquency Rate | 0.51% |
| Net Income | +$1,234,801 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Main Branch
Main Office420 NE 10th St
Oklahoma City, OK 73104
Chickasha Branch
1804 S 1st St
Chickasha, OK 73018-6011
Tri City Branch
1097 NW 32nd Street
Newcastle, OK 73065
Northwest Branch
14173 N MacArthur Blvd
Oklahoma City, OK 73142
Midtown Branch
1111 N Lee Ave Ste 125
Oklahoma City, OK 73103-2620
Who Can Join THE FOCUS?
Membership Type: Other/Unknown
Membership eligibility for THE FOCUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE FOCUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oklahoma RankingsFrequently Asked Questions
Yes. THE FOCUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE FOCUS has 12,404 members and a potential membership field of 600,000 people.
THE FOCUS's net worth ratio is 9.18% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, THE FOCUS meets this threshold.
THE FOCUS operates 5 branch locations and has access to 4 ATMs. The main office is located at 420 NE 10th St, Oklahoma City, OK 73104.
THE FOCUS was established in 1955. It is a federal credit union chartered under charter number 10283. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE FOCUS. All financial data is for informational purposes only.