THE FOCUS
Federal • Oklahoma City, Oklahoma • Est. 1955
Quick Facts
- Charter Number
- #10283
- Type
- Federal
- Established
- 1955
- Headquarters
- Oklahoma City, Oklahoma 73104
- Address
- 420 NE 10th St
- Branches
- 5
- ATMs
- 4
- Members
- 12,341
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,341 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE FOCUS |
|---|---|
| Total Assets | $162.1M |
| Members | 12,341 |
| Loans Outstanding | $123.6M |
| Shares & Deposits | $146.8M |
| Net Worth | $14.6M |
| Net Worth Ratio | 9.03% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.34% |
| Net Income | +$26,672 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Main Branch
Main Office420 NE 10th St
Oklahoma City, OK 73104
Chickasha Branch
1804 S 1st St
Chickasha, OK 73018-6011
Tri City Branch
1097 NW 32nd Street
Newcastle, OK 73065
Northwest Branch
14173 N MacArthur Blvd
Oklahoma City, OK 73142
Midtown Branch
1111 N Lee Ave Ste 125
Oklahoma City, OK 73103-2620
Who Can Join THE FOCUS?
Membership Type: Other/Unknown
Membership eligibility for THE FOCUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE FOCUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Oklahoma
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Oklahoma RankingsFrequently Asked Questions
THE FOCUS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE FOCUS has 12,341 members and a potential membership field of 600,000 people.
THE FOCUS's reported net worth ratio is 9.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE FOCUS operates 5 branch locations and has access to 4 ATMs. The main office is located at 420 NE 10th St, Oklahoma City, OK 73104.
THE FOCUS was established in 1955. It is a federal credit union chartered under charter number 10283. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE FOCUS. All financial data is for informational purposes only.