THE ONE
Federal • Meadville, Pennsylvania • Est. 1949
Quick Facts
- Charter Number
- #6187
- Type
- Federal
- Established
- 1949
- Headquarters
- Meadville, Pennsylvania 16335
- Address
- 300 Arch St
- Branches
- 5
- ATMs
- 3
- Members
- 12,276
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,276 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE ONE |
|---|---|
| Total Assets | $135.1M |
| Members | 12,276 |
| Loans Outstanding | $101.2M |
| Shares & Deposits | $121.7M |
| Net Worth | $11.5M |
| Net Worth Ratio | 8.82% |
| Loan-to-Share Ratio | 83.1% |
| Delinquency Rate | 0.42% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 3 ATMs
The ONE FCU - Main
Main Office300 Arch St
Meadville, PA 16335
The ONE FCU - Sagertown
280 North St
Saegertown, PA 16433-5444
The ONE FCU - Cochranton
180 N Franklin St
Cochranton, PA 16314-9706
The ONE FCU - Park Ave
868 Park Ave
Meadville, PA 16335-3326
The ONE FCU - Conneaut Lake
10998 State Highway 18
Conneaut Lake, PA 16316
Who Can Join THE ONE?
Membership Type: Other/Unknown
Membership eligibility for THE ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
THE ONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THE ONE has 12,276 members and a potential membership field of 938,088 people.
THE ONE's reported net worth ratio is 8.82% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THE ONE operates 5 branch locations and has access to 3 ATMs. The main office is located at 300 Arch St, Meadville, PA 16335.
THE ONE was established in 1949. It is a federal credit union chartered under charter number 6187. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THE ONE. All financial data is for informational purposes only.