THE ONE
Federal • Meadville, Pennsylvania • Est. 1949
Quick Facts
- Charter Number
- #6187
- Type
- Federal
- Established
- 1949
- Headquarters
- Meadville, Pennsylvania 16335
- Address
- 300 Arch St
- Branches
- 5
- ATMs
- 3
- Members
- 12,090
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,090 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THE ONE |
|---|---|
| Total Assets | $129.7M |
| Members | 12,090 |
| Loans Outstanding | $100.6M |
| Shares & Deposits | $116.4M |
| Net Worth | $11.4M |
| Net Worth Ratio | 8.92% |
| Loan-to-Share Ratio | 86.4% |
| Delinquency Rate | 0.68% |
| Net Income | +$1,166,647 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
The ONE FCU - Main
Main Office300 Arch St
Meadville, PA 16335
The ONE FCU - Sagertown
280 North St
Saegertown, PA 16433-5444
The ONE FCU - Cochranton
180 N Franklin St
Cochranton, PA 16314-9706
The ONE FCU - Park Ave
868 Park Ave
Meadville, PA 16335-3326
The ONE FCU - Conneaut Lake
10998 State Highway 18
Conneaut Lake, PA 16316
Who Can Join THE ONE?
Membership Type: Other/Unknown
Membership eligibility for THE ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact THE ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. THE ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THE ONE has 12,090 members and a potential membership field of 938,088 people.
THE ONE's net worth ratio is 8.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, THE ONE meets this threshold.
THE ONE operates 5 branch locations and has access to 3 ATMs. The main office is located at 300 Arch St, Meadville, PA 16335.
THE ONE was established in 1949. It is a federal credit union chartered under charter number 6187. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THE ONE. All financial data is for informational purposes only.