THINKWISE
Federal • San Bernardino, California • Est. 1952
Quick Facts
- Charter Number
- #7770
- Type
- Federal
- Established
- 1952
- Headquarters
- San Bernardino, California 92401
- Address
- 599 N E St
- Branches
- 2
- ATMs
- 3
- Members
- 6,196
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,196 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THINKWISE |
|---|---|
| Total Assets | $121.2M |
| Members | 6,196 |
| Loans Outstanding | $52.3M |
| Shares & Deposits | $107.8M |
| Net Worth | $10.6M |
| Net Worth Ratio | 8.71% |
| Loan-to-Share Ratio | 48.5% |
| Delinquency Rate | 1.10% |
| Net Income | $-374,955 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 3 ATMs
E Street Branch (HQ)
Main Office599 N E St
San Bernardino, CA 92401
Rialto Branch
1270 Renaissance Pkwy
Rialto, CA 92376
Who Can Join THINKWISE?
Membership Type: Community
Membership eligibility for THINKWISE may vary. Contact the credit union directly to confirm qualification requirements.
Contact THINKWISE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
THINKWISE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THINKWISE has 6,196 members and a potential membership field of 25,000 people.
THINKWISE's reported net worth ratio is 8.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THINKWISE operates 2 branch locations and has access to 3 ATMs. The main office is located at 599 N E St, San Bernardino, CA 92401.
THINKWISE was established in 1952. It is a federal credit union chartered under charter number 7770. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THINKWISE. All financial data is for informational purposes only.