THRIVE
Federal • MUNCIE, Indiana • Est. 1940
Quick Facts
- Charter Number
- #3631
- Type
- Federal
- Established
- 1940
- Headquarters
- MUNCIE, Indiana 47302-9405
- Address
- 4501 S DELAWARE DR
- Branches
- 3
- ATMs
- 3
- Members
- 8,211
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
8,211 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THRIVE |
|---|---|
| Total Assets | $107.2M |
| Members | 8,211 |
| Loans Outstanding | $71.4M |
| Shares & Deposits | $93.9M |
| Net Worth | $12.8M |
| Net Worth Ratio | 11.92% |
| Loan-to-Share Ratio | 76.0% |
| Delinquency Rate | 1.40% |
| Net Income | +$1,996,630 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Branch
2610 N Wheeling Ave
Muncie, IN 47303
Main Office
Main Office4501 S Delaware Dr
Muncie, IN 47302-9405
Morrison Office
3360 N Morrison Rd
Muncie, IN 47304-5542
Who Can Join THRIVE?
Membership Type: Other/Unknown
Membership eligibility for THRIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact THRIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. THRIVE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, THRIVE has 8,211 members and a potential membership field of 296,560 people.
THRIVE's net worth ratio is 11.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, THRIVE meets this threshold.
THRIVE operates 3 branch locations and has access to 3 ATMs. The main office is located at 4501 S Delaware Dr, Muncie, IN 47302-9405.
THRIVE was established in 1940. It is a federal credit union chartered under charter number 3631. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or THRIVE. All financial data is for informational purposes only.