THRIVE
Federal • Muncie, Indiana • Est. 1940
Quick Facts
- Charter Number
- #3631
- Type
- Federal
- Established
- 1940
- Headquarters
- Muncie, Indiana 47302-9405
- Address
- 4501 S Delaware Dr
- Branches
- 3
- ATMs
- 3
- Members
- 8,323
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,323 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | THRIVE |
|---|---|
| Total Assets | $113.4M |
| Members | 8,323 |
| Loans Outstanding | $72.0M |
| Shares & Deposits | $99.9M |
| Net Worth | $13.0M |
| Net Worth Ratio | 11.44% |
| Loan-to-Share Ratio | 72.1% |
| Delinquency Rate | 1.27% |
| Net Income | +$181,071 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Branch
2610 N Wheeling Ave
Muncie, IN 47303
Main Office
Main Office4501 S Delaware Dr
Muncie, IN 47302-9405
Morrison Office
3360 N Morrison Rd
Muncie, IN 47304-5542
Who Can Join THRIVE?
Membership Type: Other/Unknown
Membership eligibility for THRIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact THRIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
THRIVE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, THRIVE has 8,323 members and a potential membership field of 296,862 people.
THRIVE's reported net worth ratio is 11.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
THRIVE operates 3 branch locations and has access to 3 ATMs. The main office is located at 4501 S Delaware Dr, Muncie, IN 47302-9405.
THRIVE was established in 1940. It is a federal credit union chartered under charter number 3631. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or THRIVE. All financial data is for informational purposes only.