TLCU FINANCIAL
State-Chartered • MISHAWAKA, Indiana • Est. 1953
Quick Facts
- Charter Number
- #68286
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- MISHAWAKA, Indiana 46546
- Address
- PO BOX 804
- Branches
- 2
- ATMs
- 2
- Members
- 3,907
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,907 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TLCU FINANCIAL |
|---|---|
| Total Assets | $57.4M |
| Members | 3,907 |
| Loans Outstanding | $19.3M |
| Shares & Deposits | $47.8M |
| Net Worth | $9.2M |
| Net Worth Ratio | 15.97% |
| Loan-to-Share Ratio | 40.3% |
| Delinquency Rate | 1.11% |
| Net Income | +$691,965 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Mishawaka
Main Office1816 N Main St
Mishawaka, IN 46545-5616
Bremen
1122 W Plymouth St
Bremen, IN 46506-1842
Who Can Join TLCU FINANCIAL?
Membership Type: Community
Membership eligibility for TLCU FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact TLCU FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. TLCU FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TLCU FINANCIAL has 3,907 members and a potential membership field of 250,000 people.
TLCU FINANCIAL's net worth ratio is 15.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.0%, TLCU FINANCIAL meets this threshold.
TLCU FINANCIAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 1816 N Main St, Mishawaka, IN 46545-5616.
TLCU FINANCIAL was established in 1953. It is a state-chartered credit union chartered under charter number 68286. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TLCU FINANCIAL. All financial data is for informational purposes only.