TONAWANDA VALLEY
Federal • Batavia, New York • Est. 1975
Quick Facts
- Charter Number
- #22167
- Type
- Federal
- Established
- 1975
- Headquarters
- Batavia, New York 14021-0398
- Address
- P O Box 398
- Branches
- 1
- ATMs
- 1
- Members
- 13,022
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,022 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TONAWANDA VALLEY |
|---|---|
| Total Assets | $163.3M |
| Members | 13,022 |
| Loans Outstanding | $89.2M |
| Shares & Deposits | $144.9M |
| Net Worth | $17.7M |
| Net Worth Ratio | 10.85% |
| Loan-to-Share Ratio | 61.6% |
| Delinquency Rate | 0.07% |
| Net Income | +$2,415,689 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Tonawanda Valley FCU
Main Office10 Jefferson Square Ave
Batavia, NY 14020
Who Can Join TONAWANDA VALLEY?
Membership Type: Other/Unknown
Membership eligibility for TONAWANDA VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TONAWANDA VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. TONAWANDA VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TONAWANDA VALLEY has 13,022 members and a potential membership field of 904,782 people.
TONAWANDA VALLEY's net worth ratio is 10.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, TONAWANDA VALLEY meets this threshold.
TONAWANDA VALLEY operates 1 branch location and has access to 1 ATMs. The main office is located at 10 Jefferson Square Ave, Batavia, NY 14020.
TONAWANDA VALLEY was established in 1975. It is a federal credit union chartered under charter number 22167. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TONAWANDA VALLEY. All financial data is for informational purposes only.