TOP TIER
Federal • Clarion, Pennsylvania • Est. 1940
Quick Facts
- Charter Number
- #3655
- Type
- Federal
- Established
- 1940
- Headquarters
- Clarion, Pennsylvania 16214
- Address
- 144 Holiday Inn Rd
- Branches
- 5
- ATMs
- 5
- Members
- 17,259
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
17,259 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TOP TIER |
|---|---|
| Total Assets | $254.0M |
| Members | 17,259 |
| Loans Outstanding | $194.1M |
| Shares & Deposits | $226.7M |
| Net Worth | $25.7M |
| Net Worth Ratio | 10.14% |
| Loan-to-Share Ratio | 85.6% |
| Delinquency Rate | 0.51% |
| Net Income | +$3,582,849 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Top Tier Federal Credit Union
Main Office144 Holiday Inn Rd
Clarion, PA 16214
Top Tier Federal Credit Union Brookville Branch
204 Allegheny Blvd
Brookville, PA 15825
Top Tier Federal Credit Union Cranberry Branch
6935 US 322
Cranberry, PA 16319
Top Tier Federal Credit Union Butler Branch
170 New Castle Rd
Butler, PA 16001
Top Tier Federal Credit Union Hermitage Branch
2790 E State St
Hermitage, PA 16148-2716
Who Can Join TOP TIER?
Membership Type: Community
Membership eligibility for TOP TIER may vary. Contact the credit union directly to confirm qualification requirements.
Contact TOP TIER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Browse all federally insured credit unions in Pennsylvania, ranked by assets, members, and financial health score.
View Pennsylvania RankingsFrequently Asked Questions
Yes. TOP TIER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TOP TIER has 17,259 members and a potential membership field of 859,473 people.
TOP TIER's net worth ratio is 10.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, TOP TIER meets this threshold.
TOP TIER operates 5 branch locations and has access to 5 ATMs. The main office is located at 144 Holiday Inn Rd, Clarion, PA 16214.
TOP TIER was established in 1940. It is a federal credit union chartered under charter number 3655. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TOP TIER. All financial data is for informational purposes only.