TOPSIDE
Federal • DAHLGREN, Virginia • Est. 1961
Quick Facts
- Charter Number
- #14754
- Type
- Federal
- Established
- 1961
- Headquarters
- DAHLGREN, Virginia 22448
- Address
- PO BOX 519
- Branches
- 4
- ATMs
- 4
- Members
- 41,757
- Membership Type
- Multiple Common Bond
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
41,757 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TOPSIDE |
|---|---|
| Total Assets | $488.4M |
| Members | 41,757 |
| Loans Outstanding | $264.0M |
| Shares & Deposits | $453.5M |
| Net Worth | $40.9M |
| Net Worth Ratio | 8.38% |
| Loan-to-Share Ratio | 58.2% |
| Delinquency Rate | 0.87% |
| Net Income | +$4,552,987 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Augustine Avenue Branch
2004 Augustine Ave
Fredericksburg, VA 22401
Plaza Drive Branch
5472 James Madison Pkwy
King George, VA 22485-5329
Main Office
Main Office17442 Dahlgren Rd
Dahlgren, VA 22448
Massaponax Branch
9622 Patriot Hwy
Fredericksburg, VA 22407-9407
Who Can Join TOPSIDE?
Membership Type: Multiple Common Bond
TOPSIDE serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact TOPSIDE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Browse all federally insured credit unions in Virginia, ranked by assets, members, and financial health score.
View Virginia RankingsFrequently Asked Questions
Yes. TOPSIDE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TOPSIDE has 41,757 members and a potential membership field of 138,305 people.
TOPSIDE's net worth ratio is 8.38% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, TOPSIDE meets this threshold.
TOPSIDE operates 4 branch locations and has access to 4 ATMs. The main office is located at 17442 Dahlgren Rd, Dahlgren, VA 22448.
TOPSIDE was established in 1961. It is a federal credit union chartered under charter number 14754. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TOPSIDE. All financial data is for informational purposes only.