TRAX
Federal • Tampa, Florida • Est. 1935
Quick Facts
- Charter Number
- #24703
- Type
- Federal
- Established
- 1935
- Headquarters
- Tampa, Florida 33619
- Address
- 3710 50th St N
- Branches
- 9
- ATMs
- 11
- Members
- 45,052
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
45,052 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRAX |
|---|---|
| Total Assets | $487.7M |
| Members | 45,052 |
| Loans Outstanding | $197.3M |
| Shares & Deposits | $419.6M |
| Net Worth | $62.3M |
| Net Worth Ratio | 12.77% |
| Loan-to-Share Ratio | 47.0% |
| Delinquency Rate | 1.85% |
| Net Income | +$4,783,915 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 11 ATMs
Temple Terrace
12125 N 56th St
Temple Terrace, FL 33617
Plant City
1701 W Baker St
Plant City, FL 33563
Winthrop
6106 Delancey Station St
Riverview, FL 33578
South Lakeland
2315 Drane Field Rd
Lakeland, FL 33811
Seffner
1209 Kingsway Rd
Brandon, FL 33510
Who Can Join TRAX?
Membership Type: Occupational
Membership eligibility for TRAX may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRAX directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. TRAX is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRAX has 45,052 members and a potential membership field of 3,470,339 people.
TRAX's net worth ratio is 12.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, TRAX meets this threshold.
TRAX operates 9 branch locations and has access to 11 ATMs. The main office is located at 3710 N 50th St, Tampa, FL 33619.
TRAX was established in 1935. It is a federal credit union chartered under charter number 24703. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRAX. All financial data is for informational purposes only.