TRAX
Federal • Tampa, Florida • Est. 1935
Quick Facts
- Charter Number
- #24703
- Type
- Federal
- Established
- 1935
- Headquarters
- Tampa, Florida 33619
- Address
- 3710 N 50th St
- Branches
- 9
- ATMs
- 11
- Members
- 45,113
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
45,113 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRAX |
|---|---|
| Total Assets | $490.1M |
| Members | 45,113 |
| Loans Outstanding | $208.2M |
| Shares & Deposits | $421.1M |
| Net Worth | $62.7M |
| Net Worth Ratio | 12.78% |
| Loan-to-Share Ratio | 49.5% |
| Delinquency Rate | 1.41% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 11 ATMs
Temple Terrace
12125 N 56th St
Temple Terrace, FL 33617
Plant City
1701 W Baker St
Plant City, FL 33563
Winthrop
6106 Delancey Station St
Riverview, FL 33578
South Lakeland
2315 Drane Field Rd
Lakeland, FL 33811
Seffner
1209 Kingsway Rd
Brandon, FL 33510
Who Can Join TRAX?
Membership Type: Occupational
Membership eligibility for TRAX may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRAX directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
TRAX is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TRAX has 45,113 members and a potential membership field of 3,470,339 people.
TRAX's reported net worth ratio is 12.78% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TRAX operates 9 branch locations and has access to 11 ATMs. The main office is located at 3710 N 50th St, Tampa, FL 33619.
TRAX was established in 1935. It is a federal credit union chartered under charter number 24703. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TRAX. All financial data is for informational purposes only.