TRI STATE RAIL
Federal • ERIE, Pennsylvania • Est. 1949
Quick Facts
- Charter Number
- #6070
- Type
- Federal
- Established
- 1949
- Headquarters
- ERIE, Pennsylvania 16501
- Address
- 110 W 13TH ST
- Branches
- 3
- Members
- 2,224
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,224 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRI STATE RAIL |
|---|---|
| Total Assets | $20.0M |
| Members | 2,224 |
| Loans Outstanding | $6.3M |
| Shares & Deposits | $16.0M |
| Net Worth | $3.9M |
| Net Worth Ratio | 19.68% |
| Loan-to-Share Ratio | 39.5% |
| Delinquency Rate | 0.58% |
| Net Income | +$198,887 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
East Pittsburgh
711 Linden Ave
East Pittsburgh, PA 15112
Erie
Main Office110 W 13th St
Erie, PA 16501
Corry
22 S 1st Ave
Corry, PA 16407-1802
Who Can Join TRI STATE RAIL?
Membership Type: Community
Membership eligibility for TRI STATE RAIL may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRI STATE RAIL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. TRI STATE RAIL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRI STATE RAIL has 2,224 members and a potential membership field of 12,777 people.
TRI STATE RAIL's net worth ratio is 19.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.7%, TRI STATE RAIL meets this threshold.
TRI STATE RAIL operates 3 branch locations. The main office is located at 110 W 13th St, Erie, PA 16501.
TRI STATE RAIL was established in 1949. It is a federal credit union chartered under charter number 6070. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRI STATE RAIL. All financial data is for informational purposes only.