TROPICAL FINANCIAL
State-Chartered • MIRAMAR, Florida • Est. 1935
Quick Facts
- Charter Number
- #68476
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- MIRAMAR, Florida 33025
- Address
- 3050 CORPORATE WAY
- Branches
- 7
- ATMs
- 6
- Members
- 63,033
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
63,033 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TROPICAL FINANCIAL |
|---|---|
| Total Assets | $984.1M |
| Members | 63,033 |
| Loans Outstanding | $808.2M |
| Shares & Deposits | $875.4M |
| Net Worth | $91.9M |
| Net Worth Ratio | 9.34% |
| Loan-to-Share Ratio | 92.3% |
| Delinquency Rate | 0.96% |
| Net Income | +$9,937,913 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 6 ATMs
MIRAMAR
Main Office3050 Corporate Way
Miramar, FL 33025
Fort Lauderdale
5900 N Federal Hwy
Fort Lauderdale, FL 33308
MIRAMAR
3050 Corporate Way
Miramar, FL 33025
Plantation
8247 W Sunrise Blvd
Plantation, FL 33322
West Palm Beach
6786 Okeechobee Blvd
West Palm Beach, FL 33411
Who Can Join TROPICAL FINANCIAL?
Membership Type: Community
Membership eligibility for TROPICAL FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact TROPICAL FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. TROPICAL FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TROPICAL FINANCIAL has 63,033 members and a potential membership field of 6,942,092 people.
TROPICAL FINANCIAL's net worth ratio is 9.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, TROPICAL FINANCIAL meets this threshold.
TROPICAL FINANCIAL operates 7 branch locations and has access to 6 ATMs. The main office is located at 3050 Corporate Way, Miramar, FL 33025.
TROPICAL FINANCIAL was established in 1935. It is a state-chartered credit union chartered under charter number 68476. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TROPICAL FINANCIAL. All financial data is for informational purposes only.