TROY
Federal • Troy, New York • Est. 1963
Quick Facts
- Charter Number
- #15928
- Type
- Federal
- Established
- 1963
- Headquarters
- Troy, New York 12180
- Address
- 2175 6TH AVE
- Branches
- 1
- Members
- 529
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
529 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TROY |
|---|---|
| Total Assets | $3.7M |
| Members | 529 |
| Loans Outstanding | $2.3M |
| Shares & Deposits | $3.1M |
| Net Worth | $590K |
| Net Worth Ratio | 15.99% |
| Loan-to-Share Ratio | 74.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
TROY FEDERAL CREDIT UNION
Main Office2175 6TH AVE
Troy, NY 12180
Who Can Join TROY?
Membership Type: Community
Membership eligibility for TROY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TROY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
TROY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TROY has 529 members and a potential membership field of 1,200 people.
TROY's reported net worth ratio is 15.99% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TROY operates 1 branch location. The main office is located at 2175 6TH AVE, Troy, NY 12180.
TROY was established in 1963. It is a federal credit union chartered under charter number 15928. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TROY. All financial data is for informational purposes only.