TROY
Federal • TROY, New York • Est. 1963
Quick Facts
- Charter Number
- #15928
- Type
- Federal
- Established
- 1963
- Headquarters
- TROY, New York 12180
- Address
- 2175 6TH AVE
- Branches
- 1
- Members
- 523
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
523 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TROY |
|---|---|
| Total Assets | $3.7M |
| Members | 523 |
| Loans Outstanding | $2.0M |
| Shares & Deposits | $3.1M |
| Net Worth | $588K |
| Net Worth Ratio | 16.02% |
| Loan-to-Share Ratio | 63.3% |
| Delinquency Rate | 0.00% |
| Net Income | +$8,968 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
TROY FEDERAL CREDIT UNION
Main Office2175 6TH AVE
TROY, NY 12180
Who Can Join TROY?
Membership Type: Community
Membership eligibility for TROY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TROY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. TROY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TROY has 523 members and a potential membership field of 1,200 people.
TROY's net worth ratio is 16.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.0%, TROY meets this threshold.
TROY operates 1 branch location. The main office is located at 2175 6TH AVE, TROY, NY 12180.
TROY was established in 1963. It is a federal credit union chartered under charter number 15928. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TROY. All financial data is for informational purposes only.