TRU FI
State-Chartered • Macclenny, Florida • Est. 1967
Quick Facts
- Charter Number
- #68691
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- Macclenny, Florida 32063-2608
- Address
- 602 S 6th St
- Branches
- 3
- ATMs
- 4
- Members
- 8,031
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,031 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRU FI |
|---|---|
| Total Assets | $142.8M |
| Members | 8,031 |
| Loans Outstanding | $86.1M |
| Shares & Deposits | $123.8M |
| Net Worth | $17.8M |
| Net Worth Ratio | 12.47% |
| Loan-to-Share Ratio | 69.5% |
| Delinquency Rate | 0.11% |
| Net Income | +$606,055 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 4 ATMs
Macclenny Branch
Main Office602 S 6th St
Macclenny, FL 32063-2608
Baldwin Branch
100 Lima St S
Baldwin, FL 32234-1731
Callahan Branch
450027 Old Dixie Hwy
Callahan, FL 32011-7885
Who Can Join TRU FI?
Membership Type: Community
Membership eligibility for TRU FI may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRU FI directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
TRU FI is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TRU FI has 8,031 members and a potential membership field of 170,123 people.
TRU FI's reported net worth ratio is 12.47% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TRU FI operates 3 branch locations and has access to 4 ATMs. The main office is located at 602 S 6th St, Macclenny, FL 32063-2608.
TRU FI was established in 1967. It is a state-chartered credit union chartered under charter number 68691. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TRU FI. All financial data is for informational purposes only.