TRUCHOICE
Federal • South Portland, Maine • Est. 1955
Quick Facts
- Charter Number
- #10100
- Type
- Federal
- Established
- 1955
- Headquarters
- South Portland, Maine 04106
- Address
- 332 Cummings Rd
- Branches
- 4
- ATMs
- 4
- Members
- 12,579
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,579 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRUCHOICE |
|---|---|
| Total Assets | $253.6M |
| Members | 12,579 |
| Loans Outstanding | $207.3M |
| Shares & Deposits | $228.1M |
| Net Worth | $27.7M |
| Net Worth Ratio | 10.93% |
| Loan-to-Share Ratio | 90.9% |
| Delinquency Rate | 0.96% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
PARK AVE BRANCH
272 PARK AVE
Portland, ME 04102-2912
BUXTON BRANCH
779 NARRAGANSETT TRL
Buxton, ME 04093
Operations Center
Main Office332 Cummings Rd
South Portland, ME 04106
Biddeford Branch
6 Barra Rd
Biddeford, ME 04005-9459
Who Can Join TRUCHOICE?
Membership Type: Community
Membership eligibility for TRUCHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRUCHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
TRUCHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TRUCHOICE has 12,579 members and a potential membership field of 1,012,654 people.
TRUCHOICE's reported net worth ratio is 10.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TRUCHOICE operates 4 branch locations and has access to 4 ATMs. The main office is located at 332 Cummings Rd, South Portland, ME 04106.
TRUCHOICE was established in 1955. It is a federal credit union chartered under charter number 10100. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TRUCHOICE. All financial data is for informational purposes only.