TRUCHOICE
Federal • PORTLAND, Maine • Est. 1955
Quick Facts
- Charter Number
- #10100
- Type
- Federal
- Established
- 1955
- Headquarters
- PORTLAND, Maine 04104
- Address
- PO BOX 10659
- Branches
- 4
- ATMs
- 4
- Members
- 12,581
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
12,581 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRUCHOICE |
|---|---|
| Total Assets | $248.5M |
| Members | 12,581 |
| Loans Outstanding | $208.5M |
| Shares & Deposits | $223.3M |
| Net Worth | $27.1M |
| Net Worth Ratio | 10.90% |
| Loan-to-Share Ratio | 93.3% |
| Delinquency Rate | 2.00% |
| Net Income | +$3,349,208 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
PARK AVE BRANCH
272 PARK AVE
PORTLAND, ME 04102-2912
BUXTON BRANCH
779 NARRAGANSETT TRL
BUXTON, ME 04093
Operations Center
Main Office332 Cummings Rd
South Portland, ME 04106
Biddeford Branch
6 Barra Rd
Biddeford, ME 04005-9459
Who Can Join TRUCHOICE?
Membership Type: Community
Membership eligibility for TRUCHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRUCHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. TRUCHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRUCHOICE has 12,581 members and a potential membership field of 1,012,656 people.
TRUCHOICE's net worth ratio is 10.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, TRUCHOICE meets this threshold.
TRUCHOICE operates 4 branch locations and has access to 4 ATMs. The main office is located at 332 Cummings Rd, South Portland, ME 04106.
TRUCHOICE was established in 1955. It is a federal credit union chartered under charter number 10100. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRUCHOICE. All financial data is for informational purposes only.