TRUE COMMUNITY
State-Chartered • Jackson, Michigan • Est. 1953
Quick Facts
- Charter Number
- #68718
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Jackson, Michigan 49202-2060
- Address
- 1100 Clinton Rd
- Branches
- 15
- ATMs
- 15
- Members
- 81,647
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
81,647 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRUE COMMUNITY |
|---|---|
| Total Assets | $932.7M |
| Members | 81,647 |
| Loans Outstanding | $696.6M |
| Shares & Deposits | $799.3M |
| Net Worth | $105.4M |
| Net Worth Ratio | 11.30% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 1.73% |
| Net Income | +$20,862,515 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 15 ATMs
Spring Arbor
2055 Spring Arbor Rd
Jackson, MI 49203
Clinton Road
Main Office1100 Clinton Rd
Jackson, MI 49202-2060
Parnall
1309 W Parnall Rd
Jackson, MI 49201
Brooklyn
131 S Main St
Brooklyn, MI 49230
Parma
121 W Main St
Parma, MI 49269-8904
Who Can Join TRUE COMMUNITY?
Membership Type: Community
Membership eligibility for TRUE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRUE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. TRUE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRUE COMMUNITY has 81,647 members and a potential membership field of 10,058,812 people.
TRUE COMMUNITY's net worth ratio is 11.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, TRUE COMMUNITY meets this threshold.
TRUE COMMUNITY operates 15 branch locations and has access to 15 ATMs. The main office is located at 1100 Clinton Rd, Jackson, MI 49202-2060.
TRUE COMMUNITY was established in 1953. It is a state-chartered credit union chartered under charter number 68718. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRUE COMMUNITY. All financial data is for informational purposes only.