TRUNORTHERN
Federal • Malone, New York • Est. 1972
Quick Facts
- Charter Number
- #21026
- Type
- Federal
- Established
- 1972
- Headquarters
- Malone, New York 12953-2100
- Address
- 494 E Main St
- Branches
- 5
- ATMs
- 3
- Members
- 5,810
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,810 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRUNORTHERN |
|---|---|
| Total Assets | $106.2M |
| Members | 5,810 |
| Loans Outstanding | $64.4M |
| Shares & Deposits | $95.9M |
| Net Worth | $12.7M |
| Net Worth Ratio | 11.94% |
| Loan-to-Share Ratio | 67.1% |
| Delinquency Rate | 0.81% |
| Net Income | +$929,845 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Main Office
Main Office494 E Main St
Malone, NY 12953-2100
Disaster Recovery Location
3349 State Route 11
Malone, NY 12953
VRC
255 Fiserv Dr
Brookfield, WI 53045-5815
Brushton
1274 Washington St
Brushton, NY 12916
Chateaugay
151 W Main St
Chateaugay, NY 12920
Who Can Join TRUNORTHERN?
Membership Type: Other/Unknown
Membership eligibility for TRUNORTHERN may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRUNORTHERN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. TRUNORTHERN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRUNORTHERN has 5,810 members and a potential membership field of 267,835 people.
TRUNORTHERN's net worth ratio is 11.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, TRUNORTHERN meets this threshold.
TRUNORTHERN operates 5 branch locations and has access to 3 ATMs. The main office is located at 494 E Main St, Malone, NY 12953-2100.
TRUNORTHERN was established in 1972. It is a federal credit union chartered under charter number 21026. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRUNORTHERN. All financial data is for informational purposes only.