TVA COMMUNITY CREDIT UNION
State-Chartered • MUSCLE SHOALS, Alabama • Est. 1936
Quick Facts
- Charter Number
- #68559
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- MUSCLE SHOALS, Alabama 35661
- Address
- 1405 SOUTH WILSON DAM RD
- Branches
- 10
- ATMs
- 10
- Members
- 19,939
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
19,939 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TVA COMMUNITY CREDIT UNION |
|---|---|
| Total Assets | $416.2M |
| Members | 19,939 |
| Loans Outstanding | $162.5M |
| Shares & Deposits | $362.0M |
| Net Worth | $76.5M |
| Net Worth Ratio | 18.39% |
| Loan-to-Share Ratio | 44.9% |
| Delinquency Rate | 0.28% |
| Net Income | +$5,460,353 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 10 ATMs
Sheffield Branch
425 Cox Blvd
Sheffield, AL 35660
Mall Drive Branch
406 N Mall Ct
Florence, AL 35630-1580
Killen Branch
150 Brush Creek Rd
Killen, AL 35645-9117
Brown's Ferry Branch
10835 Shaw Rd # BFT-2C
Athens, AL 35611
Dr. Hicks Branch
303 E Dr Hicks Blvd
Florence, AL 35630
Who Can Join TVA COMMUNITY CREDIT UNION?
Membership Type: Community
Membership eligibility for TVA COMMUNITY CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact TVA COMMUNITY CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Browse all federally insured credit unions in Alabama, ranked by assets, members, and financial health score.
View Alabama RankingsFrequently Asked Questions
Yes. TVA COMMUNITY CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TVA COMMUNITY CREDIT UNION has 19,939 members and a potential membership field of 540,580 people.
TVA COMMUNITY CREDIT UNION's net worth ratio is 18.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.4%, TVA COMMUNITY CREDIT UNION meets this threshold.
TVA COMMUNITY CREDIT UNION operates 10 branch locations and has access to 10 ATMs. The main office is located at 1405 S Wilson Dam Rd, Muscle Shoals, AL 35661.
TVA COMMUNITY CREDIT UNION was established in 1936. It is a state-chartered credit union chartered under charter number 68559. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TVA COMMUNITY CREDIT UNION. All financial data is for informational purposes only.