TWO RIVERS
Federal • Arkadelphia, Arkansas • Est. 1970
Quick Facts
- Charter Number
- #20114
- Type
- Federal
- Established
- 1970
- Headquarters
- Arkadelphia, Arkansas 71923-5029
- Address
- 204 N 10th St
- Branches
- 2
- ATMs
- 1
- Members
- 1,399
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,399 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TWO RIVERS |
|---|---|
| Total Assets | $14.7M |
| Members | 1,399 |
| Loans Outstanding | $9.7M |
| Shares & Deposits | $13.0M |
| Net Worth | $1.7M |
| Net Worth Ratio | 11.75% |
| Loan-to-Share Ratio | 74.5% |
| Delinquency Rate | 2.23% |
| Net Income | $-134,477 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Two Rivers FCU
Main Office204 N 10th St
Arkadelphia, AR 71923-5029
TWO RIVERS FCU
204 N 10TH ST
Arkadelphia, AR 71923-5029
Who Can Join TWO RIVERS?
Membership Type: Community
Membership eligibility for TWO RIVERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact TWO RIVERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Arkansas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Arkansas RankingsFrequently Asked Questions
TWO RIVERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TWO RIVERS has 1,399 members and a potential membership field of 28,000 people.
TWO RIVERS's reported net worth ratio is 11.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TWO RIVERS operates 2 branch locations and has access to 1 ATMs. The main office is located at 204 N 10th St, Arkadelphia, AR 71923-5029.
TWO RIVERS was established in 1970. It is a federal credit union chartered under charter number 20114. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TWO RIVERS. All financial data is for informational purposes only.