TWO RIVERS
Federal • Arkadelphia, Arkansas • Est. 1970
Quick Facts
- Charter Number
- #20114
- Type
- Federal
- Established
- 1970
- Headquarters
- Arkadelphia, Arkansas 71923-5029
- Address
- 204 N 10th St
- Branches
- 2
- ATMs
- 1
- Members
- 1,390
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
1,390 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TWO RIVERS |
|---|---|
| Total Assets | $16.0M |
| Members | 1,390 |
| Loans Outstanding | $9.9M |
| Shares & Deposits | $14.3M |
| Net Worth | $1.8M |
| Net Worth Ratio | 11.55% |
| Loan-to-Share Ratio | 69.2% |
| Delinquency Rate | 3.79% |
| Net Income | $-61,701 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Two Rivers FCU
Main Office204 N 10th St
Arkadelphia, AR 71923-5029
TWO RIVERS FCU
204 N 10TH ST
ARKADELPHIA, AR 71923-5029
Who Can Join TWO RIVERS?
Membership Type: Community
Membership eligibility for TWO RIVERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact TWO RIVERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arkansas RankingsFrequently Asked Questions
Yes. TWO RIVERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TWO RIVERS has 1,390 members and a potential membership field of 28,000 people.
TWO RIVERS's net worth ratio is 11.55% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, TWO RIVERS meets this threshold.
TWO RIVERS operates 2 branch locations and has access to 1 ATMs. The main office is located at 204 N 10th St, Arkadelphia, AR 71923-5029.
TWO RIVERS was established in 1970. It is a federal credit union chartered under charter number 20114. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TWO RIVERS. All financial data is for informational purposes only.