U-1ST COMMUNITY
Federal • Carlsbad, New Mexico • Est. 1955
Quick Facts
- Charter Number
- #10580
- Type
- Federal
- Established
- 1955
- Headquarters
- Carlsbad, New Mexico 88220-5805
- Address
- 601 N Canal St
- Branches
- 2
- Members
- 867
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
867 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U-1ST COMMUNITY |
|---|---|
| Total Assets | $9.5M |
| Members | 867 |
| Loans Outstanding | $5.7M |
| Shares & Deposits | $8.1M |
| Net Worth | $1.4M |
| Net Worth Ratio | 14.97% |
| Loan-to-Share Ratio | 70.2% |
| Delinquency Rate | 0.15% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Vital Records Center
2405 Avenue C
Carlsbad, NM 88220
MAIN OFFICE
Main Office601 N Canal St
Carlsbad, NM 88220-5805
Who Can Join U-1ST COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for U-1ST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact U-1ST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Mexico
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Mexico RankingsFrequently Asked Questions
U-1ST COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, U-1ST COMMUNITY has 867 members and a potential membership field of 15,000 people.
U-1ST COMMUNITY's reported net worth ratio is 14.97% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
U-1ST COMMUNITY operates 2 branch locations. The main office is located at 601 N Canal St, Carlsbad, NM 88220-5805.
U-1ST COMMUNITY was established in 1955. It is a federal credit union chartered under charter number 10580. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or U-1ST COMMUNITY. All financial data is for informational purposes only.