U. S. EMPLOYEES O. C.
Federal • OKLAHOMA CITY, Oklahoma • Est. 1938
Quick Facts
- Charter Number
- #2744
- Type
- Federal
- Established
- 1938
- Headquarters
- OKLAHOMA CITY, Oklahoma 73119
- Address
- 4301 S. INTERSTATE 44 SERVICE RD
- Branches
- 6
- ATMs
- 4
- Members
- 14,804
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
14,804 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U. S. EMPLOYEES O. C. |
|---|---|
| Total Assets | $202.8M |
| Members | 14,804 |
| Loans Outstanding | $129.9M |
| Shares & Deposits | $170.5M |
| Net Worth | $34.0M |
| Net Worth Ratio | 16.78% |
| Loan-to-Share Ratio | 76.2% |
| Delinquency Rate | 0.26% |
| Net Income | +$2,966,839 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 4 ATMs
MAIN OFFICE
Main Office4301 S INTERSTATE 44 SERVICE RD
OKLAHOMA CITY, OK 73119
BRANCH 2
4025 W RENO AVE RM 1064
OKLAHOMA CITY, OK 73125-7700
BRANCH 3
320 SW 19th St
Moore, OK 73160
BRANCH 4
2705 NW EXPRESSWAY
OKLAHOMA CITY, OK 73112-7047
Thrive C/O Databank
400 S Akard St
Dallas, TX 75202-5324
Who Can Join U. S. EMPLOYEES O. C.?
Membership Type: Community
Membership eligibility for U. S. EMPLOYEES O. C. may vary. Contact the credit union directly to confirm qualification requirements.
Contact U. S. EMPLOYEES O. C. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oklahoma RankingsFrequently Asked Questions
Yes. U. S. EMPLOYEES O. C. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, U. S. EMPLOYEES O. C. has 14,804 members and a potential membership field of 50,000 people.
U. S. EMPLOYEES O. C.'s net worth ratio is 16.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.8%, U. S. EMPLOYEES O. C. meets this threshold.
U. S. EMPLOYEES O. C. operates 6 branch locations and has access to 4 ATMs. The main office is located at 4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119.
U. S. EMPLOYEES O. C. was established in 1938. It is a federal credit union chartered under charter number 2744. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or U. S. EMPLOYEES O. C.. All financial data is for informational purposes only.