UFIRST
Federal • Plattsburgh, New York • Est. 1971
Quick Facts
- Charter Number
- #20613
- Type
- Federal
- Established
- 1971
- Headquarters
- Plattsburgh, New York 12901
- Address
- 274 Rugar St
- Branches
- 4
- ATMs
- 3
- Members
- 10,445
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,445 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UFIRST |
|---|---|
| Total Assets | $125.9M |
| Members | 10,445 |
| Loans Outstanding | $99.8M |
| Shares & Deposits | $109.8M |
| Net Worth | $19.4M |
| Net Worth Ratio | 15.41% |
| Loan-to-Share Ratio | 90.9% |
| Delinquency Rate | 0.71% |
| Net Income | $-84,072 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
UFirst FCU
Main Office274 Rugar St
Plattsburgh, NY 12901
UFirst FCU
101 Broad St
Plattsburgh, NY 12901
UFirst FCU
72 Champlain St
Rouses Point, NY 12979
Cornerstone Drug & Gift
72 Champlain St
Rouses Point, NY 12979-1505
Who Can Join UFIRST?
Membership Type: Other/Unknown
Membership eligibility for UFIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact UFIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
UFIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UFIRST has 10,445 members and a potential membership field of 219,764 people.
UFIRST's reported net worth ratio is 15.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UFIRST operates 4 branch locations and has access to 3 ATMs. The main office is located at 274 Rugar St, Plattsburgh, NY 12901.
UFIRST was established in 1971. It is a federal credit union chartered under charter number 20613. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UFIRST. All financial data is for informational purposes only.