ULSTER
Federal • Kingston, New York • Est. 1974
Quick Facts
- Charter Number
- #21694
- Type
- Federal
- Established
- 1974
- Headquarters
- Kingston, New York 12401
- Address
- 127 Schwenk Dr
- Branches
- 5
- ATMs
- 2
- Members
- 6,975
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,975 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ULSTER |
|---|---|
| Total Assets | $176.9M |
| Members | 6,975 |
| Loans Outstanding | $41.7M |
| Shares & Deposits | $165.8M |
| Net Worth | $18.2M |
| Net Worth Ratio | 10.30% |
| Loan-to-Share Ratio | 25.1% |
| Delinquency Rate | 0.58% |
| Net Income | +$274,092 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 2 ATMs
Schwenk Dr
Main Office127 Schwenk Dr
Kingston, NY 12401
Ulster Avenue
807 Ulster Ave
Kingston, NY 12401
Saugerties
9W Simmons Plz
Saugerties, NY 12477
Iron Mountain
692 Binnewater Rd
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CMC Flex
8520 S Sandy Pkwy
Sandy, UT 84070
Who Can Join ULSTER?
Membership Type: Other/Unknown
Membership eligibility for ULSTER may vary. Contact the credit union directly to confirm qualification requirements.
Contact ULSTER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
ULSTER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ULSTER has 6,975 members and a potential membership field of 183,565 people.
ULSTER's reported net worth ratio is 10.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ULSTER operates 5 branch locations and has access to 2 ATMs. The main office is located at 127 Schwenk Dr, Kingston, NY 12401.
ULSTER was established in 1974. It is a federal credit union chartered under charter number 21694. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ULSTER. All financial data is for informational purposes only.