UMASSFIVE COLLEGE
Federal • Hadley, Massachusetts • Est. 1967
Quick Facts
- Charter Number
- #18181
- Type
- Federal
- Established
- 1967
- Headquarters
- Hadley, Massachusetts 01035
- Address
- 200 Westgate Center Dr
- Branches
- 6
- ATMs
- 5
- Members
- 51,124
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
51,124 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UMASSFIVE COLLEGE |
|---|---|
| Total Assets | $712.5M |
| Members | 51,124 |
| Loans Outstanding | $543.4M |
| Shares & Deposits | $641.6M |
| Net Worth | $66.7M |
| Net Worth Ratio | 9.50% |
| Loan-to-Share Ratio | 84.7% |
| Delinquency Rate | 0.98% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 5 ATMs
Hadley Branch
Main Office200 Westgate Center Dr
Hadley, MA 01035
Worcester Branch
5 Lake Ave N Rm S1-820
Worcester, MA 01605-2319
UMass Amherst Branch
1 Campus Center Way
Amherst, MA 01003
Northampton Branch
245 King St
Northampton, MA 01060
Mercy Medical Center Branch
233 Carew St Rm 110
Springfield, MA 01104-2377
Who Can Join UMASSFIVE COLLEGE?
Membership Type: Community
Membership eligibility for UMASSFIVE COLLEGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UMASSFIVE COLLEGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
UMASSFIVE COLLEGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UMASSFIVE COLLEGE has 51,124 members and a potential membership field of 81,997 people.
UMASSFIVE COLLEGE's reported net worth ratio is 9.50% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UMASSFIVE COLLEGE operates 6 branch locations and has access to 5 ATMs. The main office is located at 200 Westgate Center Dr, Hadley, MA 01035.
UMASSFIVE COLLEGE was established in 1967. It is a federal credit union chartered under charter number 18181. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UMASSFIVE COLLEGE. All financial data is for informational purposes only.