UMASSFIVE COLLEGE
Federal • Hadley, Massachusetts • Est. 1967
Quick Facts
- Charter Number
- #18181
- Type
- Federal
- Established
- 1967
- Headquarters
- Hadley, Massachusetts 01035
- Address
- PO Box 1060
- Branches
- 6
- ATMs
- 4
- Members
- 50,733
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
50,733 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UMASSFIVE COLLEGE |
|---|---|
| Total Assets | $703.5M |
| Members | 50,733 |
| Loans Outstanding | $543.9M |
| Shares & Deposits | $626.8M |
| Net Worth | $66.0M |
| Net Worth Ratio | 9.45% |
| Loan-to-Share Ratio | 86.8% |
| Delinquency Rate | 0.92% |
| Net Income | +$4,920,317 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 4 ATMs
Hadley Branch
Main Office200 Westgate Center Dr
Hadley, MA 01035
Worcester Branch
5 Lake Ave N Rm S1-820
Worcester, MA 01605-2319
UMass Amherst Branch
1 Campus Center Way
Amherst, MA 01003
Northampton Branch
245 King St
Northampton, MA 01060
Mercy Medical Center Branch
233 Carew St Rm 110
Springfield, MA 01104-2377
Who Can Join UMASSFIVE COLLEGE?
Membership Type: Community
Membership eligibility for UMASSFIVE COLLEGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UMASSFIVE COLLEGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. UMASSFIVE COLLEGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UMASSFIVE COLLEGE has 50,733 members and a potential membership field of 81,997 people.
UMASSFIVE COLLEGE's net worth ratio is 9.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, UMASSFIVE COLLEGE meets this threshold.
UMASSFIVE COLLEGE operates 6 branch locations and has access to 4 ATMs. The main office is located at 200 Westgate Center Dr, Hadley, MA 01035.
UMASSFIVE COLLEGE was established in 1967. It is a federal credit union chartered under charter number 18181. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UMASSFIVE COLLEGE. All financial data is for informational purposes only.