UNITE
State-Chartered • Cedar Falls, Iowa • Est. 1955
Quick Facts
- Charter Number
- #65071
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Cedar Falls, Iowa 50613
- Address
- 403 Washington St.
- Branches
- 1
- ATMs
- 1
- Members
- 1,575
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,575 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITE |
|---|---|
| Total Assets | $22.7M |
| Members | 1,575 |
| Loans Outstanding | $9.7M |
| Shares & Deposits | $19.9M |
| Net Worth | $2.8M |
| Net Worth Ratio | 12.40% |
| Loan-to-Share Ratio | 49.1% |
| Delinquency Rate | 1.59% |
| Net Income | +$163,620 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Unite Credit Union
Main Office403 Washington St
Cedar Falls, IA 50613
Who Can Join UNITE?
Membership Type: Community
Membership eligibility for UNITE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. UNITE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITE has 1,575 members and a potential membership field of 14,000 people.
UNITE's net worth ratio is 12.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, UNITE meets this threshold.
UNITE operates 1 branch location and has access to 1 ATMs. The main office is located at 403 Washington St, Cedar Falls, IA 50613.
UNITE was established in 1955. It is a state-chartered credit union chartered under charter number 65071. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITE. All financial data is for informational purposes only.