UNITE
State-Chartered • Cedar Falls, Iowa • Est. 1955
Quick Facts
- Charter Number
- #65071
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Cedar Falls, Iowa 50613
- Address
- 403 Washington St
- Branches
- 1
- ATMs
- 1
- Members
- 1,574
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,574 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITE |
|---|---|
| Total Assets | $23.5M |
| Members | 1,574 |
| Loans Outstanding | $10.0M |
| Shares & Deposits | $20.7M |
| Net Worth | $2.7M |
| Net Worth Ratio | 11.66% |
| Loan-to-Share Ratio | 48.5% |
| Delinquency Rate | 0.00% |
| Net Income | $-75,439 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Unite Credit Union
Main Office403 Washington St
Cedar Falls, IA 50613
Who Can Join UNITE?
Membership Type: Community
Membership eligibility for UNITE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
UNITE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNITE has 1,574 members and a potential membership field of 14,000 people.
UNITE's reported net worth ratio is 11.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNITE operates 1 branch location and has access to 1 ATMs. The main office is located at 403 Washington St, Cedar Falls, IA 50613.
UNITE was established in 1955. It is a state-chartered credit union chartered under charter number 65071. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNITE. All financial data is for informational purposes only.