UNITED ASSOCIATION
State-Chartered • CONCORD, California • Est. 1957
Quick Facts
- Charter Number
- #65155
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- CONCORD, California 94518
- Address
- 935 Detroit Ave
- Branches
- 2
- Members
- 2,129
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,129 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED ASSOCIATION |
|---|---|
| Total Assets | $13.7M |
| Members | 2,129 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $11.2M |
| Net Worth | $2.5M |
| Net Worth Ratio | 18.00% |
| Loan-to-Share Ratio | 65.0% |
| Delinquency Rate | 0.00% |
| Net Income | +$261,829 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
LOCATION OF RECORDS
Main Office935 Detroit Ave
Concord, CA 94518
VITAL RECORDS CENTER
255 FISERV DR
BROOKFIELD, WI 53045
Who Can Join UNITED ASSOCIATION?
Membership Type: Community
Membership eligibility for UNITED ASSOCIATION may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED ASSOCIATION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. UNITED ASSOCIATION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED ASSOCIATION has 2,129 members and a potential membership field of 5,000 people.
UNITED ASSOCIATION's net worth ratio is 18.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.0%, UNITED ASSOCIATION meets this threshold.
UNITED ASSOCIATION operates 2 branch locations. The main office is located at 935 Detroit Ave, Concord, CA 94518.
UNITED ASSOCIATION was established in 1957. It is a state-chartered credit union chartered under charter number 65155. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED ASSOCIATION. All financial data is for informational purposes only.