UNITED LOCAL
State-Chartered • Fresno, California • Est. 1953
Quick Facts
- Charter Number
- #60408
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Fresno, California 93726
- Address
- 3650 E Ashlan Ave
- Branches
- 2
- ATMs
- 2
- Members
- 7,613
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,613 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED LOCAL |
|---|---|
| Total Assets | $121.1M |
| Members | 7,613 |
| Loans Outstanding | $69.3M |
| Shares & Deposits | $96.4M |
| Net Worth | $24.0M |
| Net Worth Ratio | 19.78% |
| Loan-to-Share Ratio | 71.8% |
| Delinquency Rate | 0.41% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
United Local Credit Union
Main Office3650 E Ashlan Ave
Fresno, CA 93726
Bullard
2033 W Bullard Ave
Fresno, CA 93711-1200
Who Can Join UNITED LOCAL?
Membership Type: Community
Membership eligibility for UNITED LOCAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED LOCAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
UNITED LOCAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNITED LOCAL has 7,613 members and a potential membership field of 125,000 people.
UNITED LOCAL's reported net worth ratio is 19.78% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNITED LOCAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 3650 E Ashlan Ave, Fresno, CA 93726.
UNITED LOCAL was established in 1953. It is a state-chartered credit union chartered under charter number 60408. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNITED LOCAL. All financial data is for informational purposes only.