UNIVERSITY
State-Chartered • MIAMI, Florida • Est. 1947
Quick Facts
- Charter Number
- #67348
- Type
- State-Chartered
- Established
- 1947
- Headquarters
- MIAMI, Florida 33186-5822
- Address
- 13241 SW 136th St
- Branches
- 4
- ATMs
- 5
- Members
- 16,030
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
16,030 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY |
|---|---|
| Total Assets | $234.1M |
| Members | 16,030 |
| Loans Outstanding | $98.4M |
| Shares & Deposits | $206.8M |
| Net Worth | $24.3M |
| Net Worth Ratio | 10.39% |
| Loan-to-Share Ratio | 47.6% |
| Delinquency Rate | 0.35% |
| Net Income | +$775,331 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 5 ATMs
West Kendall Center
Main Office13241 SW 136th St
MIAMI, FL 33186-5822
RED ROAD BRANCH
6250 SW 57th Ave
MIAMI, FL 33143-2357
MEDICAL CENTER
1611 NW 12th Ave
Miami, FL 33136-1005
FIU University Park Branch
10720 SW 16TH ST
Miami, FL 33165-7377
Who Can Join UNIVERSITY?
Membership Type: Community
Membership eligibility for UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. UNIVERSITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNIVERSITY has 16,030 members and a potential membership field of 2,686,867 people.
UNIVERSITY's net worth ratio is 10.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, UNIVERSITY meets this threshold.
UNIVERSITY operates 4 branch locations and has access to 5 ATMs. The main office is located at 13241 SW 136th St, MIAMI, FL 33186-5822.
UNIVERSITY was established in 1947. It is a state-chartered credit union chartered under charter number 67348. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY. All financial data is for informational purposes only.