UNIVERSITY
State-Chartered • Orono, Maine • Est. 1967
Quick Facts
- Charter Number
- #63133
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- Orono, Maine 04473
- Address
- 15 Main St
- Branches
- 10
- ATMs
- 10
- Members
- 31,058
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
31,058 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY |
|---|---|
| Total Assets | $529.6M |
| Members | 31,058 |
| Loans Outstanding | $404.7M |
| Shares & Deposits | $413.0M |
| Net Worth | $49.6M |
| Net Worth Ratio | 9.37% |
| Loan-to-Share Ratio | 98.0% |
| Delinquency Rate | 0.28% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 10 ATMs
Bangor
977 Union St
Bangor, ME 04401
Forest Avenue
391 Forest Ave
Portland, ME 04101-2001
Farmington
154 High St
Farmington, ME 04938-1930
Presque Isle
181 Main St
Presque Isle, ME 04769
Memorial Union, U of M Campus, Orono
5748 Memorial Un
Orono, ME 04469
Who Can Join UNIVERSITY?
Membership Type: Community
Membership eligibility for UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
UNIVERSITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNIVERSITY has 31,058 members and a potential membership field of 994,546 people.
UNIVERSITY's reported net worth ratio is 9.37% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNIVERSITY operates 10 branch locations and has access to 10 ATMs. The main office is located at 15 Main St, Orono, ME 04473.
UNIVERSITY was established in 1967. It is a state-chartered credit union chartered under charter number 63133. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY. All financial data is for informational purposes only.