UNIVERSITY OF MICHIGAN
State-Chartered • Ann Arbor, Michigan • Est. 1954
Quick Facts
- Charter Number
- #61552
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Ann Arbor, Michigan 48107
- Address
- PO Box 7850
- Branches
- 15
- ATMs
- 18
- Members
- 122,134
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
122,134 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY OF MICHIGAN |
|---|---|
| Total Assets | $1.4B |
| Members | 122,134 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.1B |
| Net Worth | $153.4M |
| Net Worth Ratio | 10.88% |
| Loan-to-Share Ratio | 102.7% |
| Delinquency Rate | 0.91% |
| Net Income | +$14,943,451 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 18 ATMs
Huron Branch
340 E Huron St
Ann Arbor, MI 48104
Plymouth Road Branch
2601 Plymouth Rd Ste C
Ann Arbor, MI 48105
Pierpont Branch
2101 Bonisteel Blvd Ste 1212
Ann Arbor, MI 48109
Michigan Union Branch
530 S State St Ste G308
Ann Arbor, MI 48109
Dearborn Branch
4901 Evergreen Rd
Dearborn, MI 48128
Who Can Join UNIVERSITY OF MICHIGAN?
Membership Type: Community
Membership eligibility for UNIVERSITY OF MICHIGAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY OF MICHIGAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. UNIVERSITY OF MICHIGAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNIVERSITY OF MICHIGAN has 122,134 members and a potential membership field of 508,000 people.
UNIVERSITY OF MICHIGAN's net worth ratio is 10.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, UNIVERSITY OF MICHIGAN meets this threshold.
UNIVERSITY OF MICHIGAN operates 15 branch locations and has access to 18 ATMs. The main office is located at 340 E Huron St, Ann Arbor, MI 48104.
UNIVERSITY OF MICHIGAN was established in 1954. It is a state-chartered credit union chartered under charter number 61552. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY OF MICHIGAN. All financial data is for informational purposes only.