UNIVERSITY OF SOUTH ALABAMA
Federal • MOBILE, Alabama • Est. 1960
Quick Facts
- Charter Number
- #13659
- Type
- Federal
- Established
- 1960
- Headquarters
- MOBILE, Alabama 36608
- Address
- 103 HILLCREST RD
- Branches
- 2
- ATMs
- 1
- Members
- 8,400
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,400 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY OF SOUTH ALABAMA |
|---|---|
| Total Assets | $55.2M |
| Members | 8,400 |
| Loans Outstanding | $25.4M |
| Shares & Deposits | $46.2M |
| Net Worth | $8.6M |
| Net Worth Ratio | 15.51% |
| Loan-to-Share Ratio | 55.0% |
| Delinquency Rate | 0.35% |
| Net Income | +$1,389,622 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main Office
Main Office103 Hillcrest Rd
Mobile, AL 36608
Autonomy Live Vault
5024 Parkway Plaza Blvd
Charlotte, NC 28217
Who Can Join UNIVERSITY OF SOUTH ALABAMA?
Membership Type: Community
Membership eligibility for UNIVERSITY OF SOUTH ALABAMA may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY OF SOUTH ALABAMA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. UNIVERSITY OF SOUTH ALABAMA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNIVERSITY OF SOUTH ALABAMA has 8,400 members and a potential membership field of 25,000 people.
UNIVERSITY OF SOUTH ALABAMA's net worth ratio is 15.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.5%, UNIVERSITY OF SOUTH ALABAMA meets this threshold.
UNIVERSITY OF SOUTH ALABAMA operates 2 branch locations and has access to 1 ATMs. The main office is located at 103 Hillcrest Rd, Mobile, AL 36608.
UNIVERSITY OF SOUTH ALABAMA was established in 1960. It is a federal credit union chartered under charter number 13659. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY OF SOUTH ALABAMA. All financial data is for informational purposes only.