UNIVERSITY OF SOUTH ALABAMA
Federal • Mobile, Alabama • Est. 1960
Quick Facts
- Charter Number
- #13659
- Type
- Federal
- Established
- 1960
- Headquarters
- Mobile, Alabama 36608
- Address
- 103 Hillcrest Rd
- Branches
- 5
- ATMs
- 1
- Members
- 8,374
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,374 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY OF SOUTH ALABAMA |
|---|---|
| Total Assets | $56.7M |
| Members | 8,374 |
| Loans Outstanding | $24.4M |
| Shares & Deposits | $47.3M |
| Net Worth | $8.9M |
| Net Worth Ratio | 15.66% |
| Loan-to-Share Ratio | 51.7% |
| Delinquency Rate | 0.31% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 1 ATMs
Main Office
Main Office103 Hillcrest Rd
Mobile, AL 36608
University Hospital
2451 University Hospital Dr
Mobile, AL 36617
USA Children's & Women's Hospital
1700 Center St
Mobile, AL 36604
Autonomy Live Vault
5024 Parkway Plaza Blvd
Charlotte, NC 28217
USA Providence Hospital
6801 Airport Blvd
Mobile, AL 36608
Who Can Join UNIVERSITY OF SOUTH ALABAMA?
Membership Type: Community
Membership eligibility for UNIVERSITY OF SOUTH ALABAMA may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY OF SOUTH ALABAMA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
UNIVERSITY OF SOUTH ALABAMA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNIVERSITY OF SOUTH ALABAMA has 8,374 members and a potential membership field of 25,000 people.
UNIVERSITY OF SOUTH ALABAMA's reported net worth ratio is 15.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNIVERSITY OF SOUTH ALABAMA operates 5 branch locations and has access to 1 ATMs. The main office is located at 103 Hillcrest Rd, Mobile, AL 36608.
UNIVERSITY OF SOUTH ALABAMA was established in 1960. It is a federal credit union chartered under charter number 13659. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY OF SOUTH ALABAMA. All financial data is for informational purposes only.