UNIVERSITY OF VA COMMUNITY CU
State-Chartered • Charlottesville, Virginia • Est. 1954
Quick Facts
- Charter Number
- #62504
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Charlottesville, Virginia 22901-1491
- Address
- 3300 Berkmar Dr
- Branches
- 15
- ATMs
- 15
- Members
- 84,827
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
84,827 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY OF VA COMMUNITY CU |
|---|---|
| Total Assets | $1.6B |
| Members | 84,827 |
| Loans Outstanding | $986.0M |
| Shares & Deposits | $1.4B |
| Net Worth | $161.1M |
| Net Worth Ratio | 10.27% |
| Loan-to-Share Ratio | 69.9% |
| Delinquency Rate | 0.61% |
| Net Income | +$14,470,728 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 15 ATMs
West Main Street - Patton Mansion Branch
1018 W Main St
Charlottesville, VA 22903-2820
Arlington Boulevard Branch
1936 Arlington Blvd
Charlottesville, VA 22903
East Jefferson Branch
900 E Jefferson St
Charlottesville, VA 22902-5326
Berkmar Drive Branch
Main Office3300 Berkmar Dr
Charlottesville, VA 22901-1491
Pantops Branch
220 Wayles Ln
Charlottesville, VA 22911-4629
Who Can Join UNIVERSITY OF VA COMMUNITY CU?
Membership Type: Community
Membership eligibility for UNIVERSITY OF VA COMMUNITY CU may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY OF VA COMMUNITY CU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. UNIVERSITY OF VA COMMUNITY CU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNIVERSITY OF VA COMMUNITY CU has 84,827 members and a potential membership field of 1,034,841 people.
UNIVERSITY OF VA COMMUNITY CU's net worth ratio is 10.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, UNIVERSITY OF VA COMMUNITY CU meets this threshold.
UNIVERSITY OF VA COMMUNITY CU operates 15 branch locations and has access to 15 ATMs. The main office is located at 3300 Berkmar Dr, Charlottesville, VA 22901-1491.
UNIVERSITY OF VA COMMUNITY CU was established in 1954. It is a state-chartered credit union chartered under charter number 62504. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY OF VA COMMUNITY CU. All financial data is for informational purposes only.