UP
Federal • North Little Ro, Arkansas • Est. 1971
Quick Facts
- Charter Number
- #24422
- Type
- Federal
- Established
- 1971
- Headquarters
- North Little Ro, Arkansas 72115
- Address
- PO Box 736
- Branches
- 2
- ATMs
- 2
- Members
- 2,790
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,790 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UP |
|---|---|
| Total Assets | $32.9M |
| Members | 2,790 |
| Loans Outstanding | $14.8M |
| Shares & Deposits | $25.4M |
| Net Worth | $7.2M |
| Net Worth Ratio | 21.79% |
| Loan-to-Share Ratio | 58.0% |
| Delinquency Rate | 0.56% |
| Net Income | +$990,099 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Pike Avenue Branch
1501 Pike Ave
North Little Rock, AR 72114-3267
Vine Street
Main Office1101 Vine St
North Little Rock, AR 72114-4333
Who Can Join UP?
Membership Type: Community
Membership eligibility for UP may vary. Contact the credit union directly to confirm qualification requirements.
Contact UP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arkansas RankingsFrequently Asked Questions
Yes. UP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UP has 2,790 members and a potential membership field of 25,000 people.
UP's net worth ratio is 21.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.8%, UP meets this threshold.
UP operates 2 branch locations and has access to 2 ATMs. The main office is located at 1101 Vine St, North Little Rock, AR 72114-4333.
UP was established in 1971. It is a federal credit union chartered under charter number 24422. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UP. All financial data is for informational purposes only.