UPSTATE TELCO
Federal • Gloversville, New York • Est. 1956
Quick Facts
- Charter Number
- #10746
- Type
- Federal
- Established
- 1956
- Headquarters
- Gloversville, New York 12078
- Address
- 137 Harrison St
- Branches
- 1
- Members
- 518
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
518 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UPSTATE TELCO |
|---|---|
| Total Assets | $4.3M |
| Members | 518 |
| Loans Outstanding | $1.1M |
| Shares & Deposits | $3.5M |
| Net Worth | $697K |
| Net Worth Ratio | 16.32% |
| Loan-to-Share Ratio | 29.9% |
| Delinquency Rate | 0.17% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main Branch
Main Office137 Harrison St
Gloversville, NY 12078
Who Can Join UPSTATE TELCO?
Membership Type: Community
Membership eligibility for UPSTATE TELCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact UPSTATE TELCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
UPSTATE TELCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UPSTATE TELCO has 518 members and a potential membership field of 600 people.
UPSTATE TELCO's reported net worth ratio is 16.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UPSTATE TELCO operates 1 branch location. The main office is located at 137 Harrison St, Gloversville, NY 12078.
UPSTATE TELCO was established in 1956. It is a federal credit union chartered under charter number 10746. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UPSTATE TELCO. All financial data is for informational purposes only.