UPWARD
State-Chartered • Burlingame, California • Est. 1956
Quick Facts
- Charter Number
- #65323
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Burlingame, California 94010-3106
- Address
- 1860 El Camino Real Ste 100
- Branches
- 3
- ATMs
- 2
- Members
- 4,267
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,267 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UPWARD |
|---|---|
| Total Assets | $93.7M |
| Members | 4,267 |
| Loans Outstanding | $49.8M |
| Shares & Deposits | $80.5M |
| Net Worth | $10.4M |
| Net Worth Ratio | 11.08% |
| Loan-to-Share Ratio | 61.9% |
| Delinquency Rate | 0.07% |
| Net Income | +$159,777 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Main Office
Main Office1860 El Camino Real Ste 100
Burlingame, CA 94010-3106
San Francisco Federal Credit Union
510 Veterans Blvd Ste B
Redwood City, CA 94063
Sequoia Hosipital Branch
170 Alameda de Las Pulgas
Redwood City, CA 94062
Who Can Join UPWARD?
Membership Type: Community
Membership eligibility for UPWARD may vary. Contact the credit union directly to confirm qualification requirements.
Contact UPWARD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
UPWARD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UPWARD has 4,267 members and a potential membership field of 742,340 people.
UPWARD's reported net worth ratio is 11.08% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UPWARD operates 3 branch locations and has access to 2 ATMs. The main office is located at 1860 El Camino Real Ste 100, Burlingame, CA 94010-3106.
UPWARD was established in 1956. It is a state-chartered credit union chartered under charter number 65323. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UPWARD. All financial data is for informational purposes only.