URBAN BEGINNINGS CHOICE
Federal • Fort Wayne, Indiana • Est. 2006
Quick Facts
- Charter Number
- #24781
- Type
- Federal
- Established
- 2006
- Headquarters
- Fort Wayne, Indiana 46803-2657
- Address
- 1830 Wayne Trce
- Branches
- 2
- Members
- 291
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
291 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | URBAN BEGINNINGS CHOICE |
|---|---|
| Total Assets | $1.8M |
| Members | 291 |
| Loans Outstanding | $720K |
| Shares & Deposits | $1.3M |
| Net Worth | $193K |
| Net Worth Ratio | 10.58% |
| Loan-to-Share Ratio | 56.2% |
| Delinquency Rate | 1.87% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Public Service CU
4025 W Jefferson Blvd
Fort Wayne, IN 46804-6813
Urban Beginnings Choice FCU
Main Office1830 Wayne Trce
Fort Wayne, IN 46803-2657
Who Can Join URBAN BEGINNINGS CHOICE?
Membership Type: Occupational
Membership eligibility for URBAN BEGINNINGS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact URBAN BEGINNINGS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
URBAN BEGINNINGS CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, URBAN BEGINNINGS CHOICE has 291 members and a potential membership field of 1,720 people.
URBAN BEGINNINGS CHOICE's reported net worth ratio is 10.58% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
URBAN BEGINNINGS CHOICE operates 2 branch locations. The main office is located at 1830 Wayne Trce, Fort Wayne, IN 46803-2657.
URBAN BEGINNINGS CHOICE was established in 2006. It is a federal credit union chartered under charter number 24781. The institution has been serving members for 20 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or URBAN BEGINNINGS CHOICE. All financial data is for informational purposes only.