URBAN EMPOWERMENT
Federal • New York, New York • Est. 1970
Quick Facts
- Charter Number
- #20060
- Type
- Federal
- Established
- 1970
- Headquarters
- New York, New York 10038-1149
- Address
- 215 Park Row Ste 1
- Branches
- 2
- Members
- 70
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
70 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | URBAN EMPOWERMENT |
|---|---|
| Total Assets | $372K |
| Members | 70 |
| Loans Outstanding | $18K |
| Shares & Deposits | $188K |
| Net Worth | $42K |
| Net Worth Ratio | 11.35% |
| Loan-to-Share Ratio | 9.4% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Urban Empowerment Federal Credit Union
Main Office215 Park Row Ste 1
New York, NY 10038-1149
The Finest Federal Credit Union
215 Park Row Ste 2
New York, NY 10038
Who Can Join URBAN EMPOWERMENT?
Membership Type: Occupational
Membership eligibility for URBAN EMPOWERMENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact URBAN EMPOWERMENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
URBAN EMPOWERMENT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, URBAN EMPOWERMENT has 70 members and a potential membership field of 350 people.
URBAN EMPOWERMENT's reported net worth ratio is 11.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
URBAN EMPOWERMENT operates 2 branch locations. The main office is located at 215 Park Row Ste 1, New York, NY 10038-1149.
URBAN EMPOWERMENT was established in 1970. It is a federal credit union chartered under charter number 20060. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or URBAN EMPOWERMENT. All financial data is for informational purposes only.