URBAN EMPOWERMENT
Federal • New York, New York • Est. 1970
Quick Facts
- Charter Number
- #20060
- Type
- Federal
- Established
- 1970
- Headquarters
- New York, New York 10038-1149
- Address
- 215 Park Row Ste. 1
- Branches
- 2
- Members
- 70
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
70 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | URBAN EMPOWERMENT |
|---|---|
| Total Assets | $249K |
| Members | 70 |
| Loans Outstanding | $19K |
| Shares & Deposits | $175K |
| Net Worth | $49K |
| Net Worth Ratio | 19.89% |
| Loan-to-Share Ratio | 11.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$2,283 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Urban Empowerment Federal Credit Union
Main Office215 Park Row Ste 1
New York, NY 10038-1149
The Finest Federal Credit Union
215 Park Row Ste 2
New York, NY 10038
Who Can Join URBAN EMPOWERMENT?
Membership Type: Occupational
Membership eligibility for URBAN EMPOWERMENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact URBAN EMPOWERMENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. URBAN EMPOWERMENT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, URBAN EMPOWERMENT has 70 members and a potential membership field of 350 people.
URBAN EMPOWERMENT's net worth ratio is 19.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.9%, URBAN EMPOWERMENT meets this threshold.
URBAN EMPOWERMENT operates 2 branch locations. The main office is located at 215 Park Row Ste 1, New York, NY 10038-1149.
URBAN EMPOWERMENT was established in 1970. It is a federal credit union chartered under charter number 20060. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or URBAN EMPOWERMENT. All financial data is for informational purposes only.